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国家 / 🇮🇳 India / 12 个月

India 的最佳 12 个月 fixed deposit 利率

针对 ₹100,000 存款的每家提供商最佳 12 个月利率，面向所有客户，数据来源于各银行官网。最近一次核查时间：18 Oct 2026, 05:37 UTC。

3 个月6 个月 所有期限和金额

银行年利率期限存款详情链接
Ujjivan Small Finance BankDomestic Fixed Deposit (below ₹3 crore)7.25%≈ ₹7,250 (12 个月)12 个月未说明基准利率
General rate; senior citizens get +0.50%; Deposits below ₹3 crore
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IDFC FIRST BankFixed Deposit (below ₹3 crore)6.50%≈ ₹6,500 (12 个月)12 个月未说明基准利率
General rate; senior citizens get more; Deposits below ₹3 crore
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AU Small Finance BankRetail Fixed Deposit (below ₹3 crore)6.35%≈ ₹6,350 (12 个月)12 个月未说明基准利率
General rate (senior citizens: separate table); Deposits below ₹3 crore; Interest rate column, not annualised yield
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Kotak Mahindra BankFixed Deposit (below ₹3 crore, premature withdrawal allowed)6.35%≈ ₹6,350 (12 个月)12 个月₹5,000 +基准利率
Regular (non-senior) rate; Deposits below ₹3 crore; Minimum ₹5,000
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Axis BankDomestic Fixed Deposit (below ₹3 crore), key tenures6.25%≈ ₹6,250 (12 个月)12 个月未说明基准利率
General rate; senior citizens get more; Deposits below ₹3 crore; Only the key tenures shown on the page; full chart behind 'View rates'
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Bank of BarodaFixed Deposit, callable (below ₹3 crore)6.25%≈ ₹6,250 (12 个月)12 个月未说明基准利率
General public rate; senior citizens get more; Domestic deposits below ₹3 crore; Rows labelled 'Above 1 year ...' are not parsed
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HDFC BankFixed Deposit (below ₹3 crore)6.25%≈ ₹6,250 (12 个月)12 个月未说明基准利率
General rate; senior citizens (60+, resident) get more; Deposits below ₹3 crore
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Punjab National BankDomestic Fixed Deposit (below ₹3 crore)6.25%≈ ₹6,250 (12 个月)12 个月未说明基准利率
Rate for the public; senior and super-senior citizens get more; Deposits below ₹3 crore
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State Bank of IndiaRetail Domestic Term Deposit (below ₹3 crore)6.25%≈ ₹6,250 (12 个月)12 个月未说明基准利率
General public rate; senior citizens get more (separate column); Deposits below ₹3 crore
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不同金额、优先级层级或新资金过滤？ 打开完整比较.

存款保障：DICGC

限额₹500,000

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity. 来源, 已检查 2026-10-18.

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。