此页面由英文机器翻译。利率、银行和数据与英文页面相同。
国家 / 🇮🇳 India
在 India 的最佳 fixed deposit 利率
来自 10 家供应商的 INR fixed deposit 利率，每日直接从各银行网站读取，另有 1 家供应商待检查。按利率排序；无付费排名。
上次检查 18 Oct 2026, 03:42 UTC · 全部 11 家供应商
最佳 3 个月利率
5.00% 年利率
Bank of Baroda
基准利率
最佳 6 个月利率
6.50% 年利率
IDFC FIRST Bank
基准利率
最佳 12 个月利率
7.25% 年利率
Ujjivan Small Finance Bank
基准利率
针对 ₹100,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。
比较 fixed deposit 利率
7 家银行提供 ₹100,000 的12个月利率
| 银行 | 年利率 | 期限 | 存款 | 详情 | 链接 |
|---|---|---|---|---|---|
| Ujjivan Small Finance BankDomestic Fixed Deposit (below ₹3 crore) | 7.25%≈ ₹7,250 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
| IDFC FIRST BankFixed Deposit (below ₹3 crore) | 6.50%≈ ₹6,500 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
| Kotak Mahindra BankFixed Deposit (below ₹3 crore, premature withdrawal allowed) | 6.35%≈ ₹6,350 (12 个月) | 12 个月 | ₹5,000 + | 基准利率 | 前往银行 |
| Axis BankDomestic Fixed Deposit (below ₹3 crore), key tenures | 6.25%≈ ₹6,250 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
| Bank of BarodaFixed Deposit, callable (below ₹3 crore) | 6.25%≈ ₹6,250 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
| HDFC BankFixed Deposit (below ₹3 crore) | 6.25%≈ ₹6,250 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
| State Bank of IndiaRetail Domestic Term Deposit (below ₹3 crore) | 6.25%≈ ₹6,250 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for ₹100,000 at each term, from today's verified offers. Hover a point for the bank.
利率上升时发送邮件给我
双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。
存款保障：DICGC
DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity. 来源, 已检查 2026-10-18.
更多 fixed deposit 提供商在 India
我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.
Questions about deposits in India
What is the best 12-month fixed deposit rate in India today?
7.25% p.a. at Ujjivan Small Finance Bank (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month fixed deposit rate in India today?
6.50% p.a. at IDFC FIRST Bank (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
Are fixed deposits in India protected?
DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity.
How many banks do you compare in India?
We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do fixed deposit rates compare with the RBI policy repo rate?
The RBI policy repo rate is 5.50% (). The best 12-month fixed deposit rate open to any customer today is 7.25%.
Deposit rates in nearby countries
🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand
Missing a bank? Suggest one
我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。