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Negara / 🇮🇳 India / 12-bulan

Suku bunga fixed deposit 12-bulan terbaik di India

Best 12-month rate per provider for a ₹100,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-bulan 6-bulan Semua jangka waktu dan jumlah

Bank	Suku bunga p.a.	Jangka waktu	Setoran	Detail	Tautan
Ujjivan Small Finance BankDomestic Fixed Deposit (below ₹3 crore)	7.25%≈ ₹7,250 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General rate; senior citizens get +0.50%; Deposits below ₹3 crore	Ke bank
IDFC FIRST BankFixed Deposit (below ₹3 crore)	6.50%≈ ₹6,500 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General rate; senior citizens get more; Deposits below ₹3 crore	Ke bank
AU Small Finance BankRetail Fixed Deposit (below ₹3 crore)	6.35%≈ ₹6,350 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General rate (senior citizens: separate table); Deposits below ₹3 crore; Interest rate column, not annualised yield	Ke bank
Kotak Mahindra BankFixed Deposit (below ₹3 crore, premature withdrawal allowed)	6.35%≈ ₹6,350 in 12 months	12 bulan	₹5,000 +	Suku bunga papan Regular (non-senior) rate; Deposits below ₹3 crore; Minimum ₹5,000	Ke bank
Axis BankDomestic Fixed Deposit (below ₹3 crore), key tenures	6.25%≈ ₹6,250 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General rate; senior citizens get more; Deposits below ₹3 crore; Only the key tenures shown on the page; full chart behind 'View rates'	Ke bank
Bank of BarodaFixed Deposit, callable (below ₹3 crore)	6.25%≈ ₹6,250 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General public rate; senior citizens get more; Domestic deposits below ₹3 crore; Rows labelled 'Above 1 year ...' are not parsed	Ke bank
HDFC BankFixed Deposit (below ₹3 crore)	6.25%≈ ₹6,250 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General rate; senior citizens (60+, resident) get more; Deposits below ₹3 crore	Ke bank
Punjab National BankDomestic Fixed Deposit (below ₹3 crore)	6.25%≈ ₹6,250 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Rate for the public; senior and super-senior citizens get more; Deposits below ₹3 crore	Ke bank
State Bank of IndiaRetail Domestic Term Deposit (below ₹3 crore)	6.25%≈ ₹6,250 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan General public rate; senior citizens get more (separate column); Deposits below ₹3 crore	Ke bank

Jumlah berbeda, tingkat prioritas, atau filter dana baru? Buka perbandingan lengkap.

Perlindungan deposit: DICGC

Batas₹500,000

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity. Sumber, diperiksa 2026-10-18.

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.