Halaman ini diterjemahkan secara mesin dari bahasa Inggris. Suku bunga, bank, dan angka-angka sama dengan halaman bahasa Inggris.

Negara / 🇮🇳 India

Suku bunga fixed deposit terbaik di India

Suku bunga INR fixed deposit dari 10 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 1 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 03:42 UTC · semua 11 penyedia

Suku bunga terbaik untuk deposito ₹100,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga fixed deposit

Jangka waktu
Jenis suku bunga
Opsi

7 bank dengan suku bunga 12 bulan untuk ₹100,000

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
Ujjivan Small Finance BankDomestic Fixed Deposit (below ₹3 crore)7.25%≈ ₹7,250 in 12 months12 bulanTidak disebutkanSuku bunga papan
General rate; senior citizens get +0.50%; Deposits below ₹3 crore
Ke bank
IDFC FIRST BankFixed Deposit (below ₹3 crore)6.50%≈ ₹6,500 in 12 months12 bulanTidak disebutkanSuku bunga papan
General rate; senior citizens get more; Deposits below ₹3 crore
Ke bank
Kotak Mahindra BankFixed Deposit (below ₹3 crore, premature withdrawal allowed)6.35%≈ ₹6,350 in 12 months12 bulan₹5,000 +Suku bunga papan
Regular (non-senior) rate; Deposits below ₹3 crore; Minimum ₹5,000
Ke bank
Axis BankDomestic Fixed Deposit (below ₹3 crore), key tenures6.25%≈ ₹6,250 in 12 months12 bulanTidak disebutkanSuku bunga papan
General rate; senior citizens get more; Deposits below ₹3 crore; Only the key tenures shown on the page; full chart behind 'View rates'
Ke bank
Bank of BarodaFixed Deposit, callable (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 bulanTidak disebutkanSuku bunga papan
General public rate; senior citizens get more; Domestic deposits below ₹3 crore; Rows labelled 'Above 1 year ...' are not parsed
Ke bank
HDFC BankFixed Deposit (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 bulanTidak disebutkanSuku bunga papan
General rate; senior citizens (60+, resident) get more; Deposits below ₹3 crore
Ke bank
State Bank of IndiaRetail Domestic Term Deposit (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 bulanTidak disebutkanSuku bunga papan
General public rate; senior citizens get more (separate column); Deposits below ₹3 crore
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 4.15% at Ujjivan Small Finance Bank4.15%1-bulan2 months: 5.00% at Bank of Baroda5.00%2-bulan3 months: 5.00% at Bank of Baroda5.00%3-bulan6 months: 6.50% at IDFC FIRST Bank6.50%6-bulan9 months: 6.00% at Bank of Baroda6.00%9-bulan12 months: 7.25% at Ujjivan Small Finance Bank7.25%12-bulan18 months: 6.55% at Kotak Mahindra Bank6.55%18-bulan24 months: 7.55% at Ujjivan Small Finance Bank7.55%24-bulan36 months: 6.40% at Kotak Mahindra Bank6.40%36-bulan

Best rate open to any customer for ₹100,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

RBI policy repo rate 5.50%

Sumber: rbi.org.in. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: DICGC

Batas₹500,000

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity. Sumber, diperiksa 2026-10-18.

Where does your money earn most in India?

Best 12-month fixed deposit (Ujjivan Small Finance Bank)7.25%
RBI policy repo rate5.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia fixed deposit di India

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in India

What is the best 12-month fixed deposit rate in India today?

7.25% p.a. at Ujjivan Small Finance Bank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in India today?

6.50% p.a. at IDFC FIRST Bank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in India protected?

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity.

How many banks do you compare in India?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the RBI policy repo rate?

The RBI policy repo rate is 5.50% (). The best 12-month fixed deposit rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.