Esta página fue traducida automáticamente del inglés. Las tasas, bancos y cifras son idénticas a la página en inglés.

Países / 🇮🇳 India

Mejores tasas de fixed deposit en India

Tasas de INR fixed deposit de 10 proveedores, leídas directamente del sitio web de cada banco cada día, más 1 proveedores adicionales para revisar. Ordenadas por tasa; sin rankings pagados.

Última verificación 18 Oct 2026, 03:42 UTC · todos los 11 proveedores

Mejor tasa para un depósito de ₹100,000, abierto a cualquier cliente. Las promociones pueden terminar antes; confirma con el banco.

Compara tasas de fixed deposit

Plazo
Tipo de tasa
Opciones

7 bancos con una tasa a 12 meses para ₹100,000

BancoTasa p.a.PlazoDepósitoDetallesEnlace
Ujjivan Small Finance BankDomestic Fixed Deposit (below ₹3 crore)7.25%≈ ₹7,250 en 12 meses12 mesesNo especificadoTipo de referencia
General rate; senior citizens get +0.50%; Deposits below ₹3 crore
Ir al banco
IDFC FIRST BankFixed Deposit (below ₹3 crore)6.50%≈ ₹6,500 en 12 meses12 mesesNo especificadoTipo de referencia
General rate; senior citizens get more; Deposits below ₹3 crore
Ir al banco
Kotak Mahindra BankFixed Deposit (below ₹3 crore, premature withdrawal allowed)6.35%≈ ₹6,350 en 12 meses12 meses₹5,000 +Tipo de referencia
Regular (non-senior) rate; Deposits below ₹3 crore; Minimum ₹5,000
Ir al banco
Axis BankDomestic Fixed Deposit (below ₹3 crore), key tenures6.25%≈ ₹6,250 en 12 meses12 mesesNo especificadoTipo de referencia
General rate; senior citizens get more; Deposits below ₹3 crore; Only the key tenures shown on the page; full chart behind 'View rates'
Ir al banco
Bank of BarodaFixed Deposit, callable (below ₹3 crore)6.25%≈ ₹6,250 en 12 meses12 mesesNo especificadoTipo de referencia
General public rate; senior citizens get more; Domestic deposits below ₹3 crore; Rows labelled 'Above 1 year ...' are not parsed
Ir al banco
HDFC BankFixed Deposit (below ₹3 crore)6.25%≈ ₹6,250 en 12 meses12 mesesNo especificadoTipo de referencia
General rate; senior citizens (60+, resident) get more; Deposits below ₹3 crore
Ir al banco
State Bank of IndiaRetail Domestic Term Deposit (below ₹3 crore)6.25%≈ ₹6,250 en 12 meses12 mesesNo especificadoTipo de referencia
General public rate; senior citizens get more (separate column); Deposits below ₹3 crore
Ir al banco

"Fresh funds" significa dinero transferido desde otro banco. Las tasas de tabla son tasas permanentes; las promociones son por tiempo limitado. Cómo recopilamos y verificamos las tasas.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 4.15% at Ujjivan Small Finance Bank4.15%1 meses2 months: 5.00% at Bank of Baroda5.00%2 meses3 months: 5.00% at Bank of Baroda5.00%3 meses6 months: 6.50% at IDFC FIRST Bank6.50%6 meses9 months: 6.00% at Bank of Baroda6.00%9 meses12 months: 7.25% at Ujjivan Small Finance Bank7.25%12 meses18 months: 6.55% at Kotak Mahindra Bank6.55%18 meses24 months: 7.55% at Ujjivan Small Finance Bank7.55%24 meses36 months: 6.40% at Kotak Mahindra Bank6.40%36 meses

Best rate open to any customer for ₹100,000 at each term, from today's verified offers. Hover a point for the bank.

Recibe un correo cuando suban los tipos

Doble confirmación: confirma primero por correo. Un correo cuando la mejor tasa para tu plazo y cantidad suba. Cancelar suscripción con un clic.

Puntos de referencia oficiales

RBI policy repo rate 5.50%

Fuente: rbi.org.in. Se muestra como punto de referencia, no como recomendación.

Protección de depósitos: DICGC

Límite₹500,000

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity. Fuente, verificado 2026-10-18.

Where does your money earn most in India?

Best 12-month fixed deposit (Ujjivan Small Finance Bank)7.25%
RBI policy repo rate5.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Más proveedores de fixed deposit en India

Listamos estos proveedores pero aún no leemos sus tasas automáticamente, por lo que nunca mostramos un número para ellos. Consulte la tasa en la página del banco. Know a bank we should read? Suggest it.

Questions about deposits in India

What is the best 12-month fixed deposit rate in India today?

7.25% p.a. at Ujjivan Small Finance Bank (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in India today?

6.50% p.a. at IDFC FIRST Bank (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in India protected?

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity.

How many banks do you compare in India?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the RBI policy repo rate?

The RBI policy repo rate is 5.50% (). The best 12-month fixed deposit rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistán🇧🇩 Bangladés🇯🇵 Japón🇵🇭 Filipinas🇻🇳 Vietnam🇹🇭 Tailandia

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Missing a bank? Suggest one

Somos un servicio de comparación, no un banco: no aceptamos depósitos. Las tasas cambian sin previo aviso; verifica con el banco antes de depositar. No es asesoramiento financiero.