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Quốc gia / 🇸🇬 Singapore / Banks / OCBC

OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

Verified against OCBC's website 18 Oct 2026, 05:37 UTC

Up to1.65%12 thángVisit OCBC

TypeBank
Bảo hiểm tiền gửiYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

Visit OCBC

Promotional rates

PromotionThời hạnLãi suất p.a.Tiền gửiConditions
SGD Time Deposit promotion6 tháng1.45%S$20,000 +Fresh funds only; Thông qua Branch
SGD Time Deposit promotion6 tháng1.50%S$20,000 – S$999,999Fresh funds only; Thông qua Online
SGD Time Deposit promotion12 tháng1.60%S$20,000 +Fresh funds only; Thông qua Branch
SGD Time Deposit promotion12 tháng1.65%S$20,000 – S$999,999Fresh funds only; Thông qua Online

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Thời hạnS$5,000 – S$20,000S$20,001 – S$50,000S$50,001 – S$99,999S$100,000 – S$249,999S$250,000 – S$499,999S$500,000 – S$999,999
1 month0.05%0.05%0.05%0.05%0.05%0.05%
2 tháng0.05%0.05%0.05%0.05%0.05%0.05%
3 tháng0.10%0.05%0.05%0.05%0.05%0.05%
4 tháng0.10%0.05%0.05%0.05%0.05%0.05%
5 tháng0.10%0.05%0.05%0.05%0.05%0.05%
6 tháng0.20%0.10%0.10%0.10%0.10%0.10%
7 tháng0.20%0.10%0.10%0.10%0.10%0.10%
8 tháng0.20%0.10%0.10%0.10%0.10%0.10%
9 tháng0.30%0.10%0.10%0.10%0.10%0.10%
10 tháng0.40%0.10%0.10%0.10%0.10%0.10%
11 tháng0.40%0.10%0.10%0.10%0.10%0.10%
12 tháng0.50%0.10%0.10%0.10%0.10%0.10%
13 tháng0.50%0.15%0.15%0.15%0.15%0.15%
14 tháng0.50%0.15%0.15%0.15%0.15%0.15%
15 tháng0.80%0.20%0.20%0.20%0.20%0.20%
16 tháng0.80%0.20%0.20%0.20%0.20%0.20%
18 tháng1.05%0.20%0.20%0.20%0.20%0.20%
20 tháng1.05%0.20%0.20%0.20%0.20%0.20%

Bảo vệ tiền gửi: SDIC Deposit Insurance Scheme

Giới hạnS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Nguồn, đã kiểm tra 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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