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国 / 🇸🇬 Singapore / Banks / OCBC

OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

Verified against OCBC's website 18 Oct 2026, 03:42 UTC

TypeBank
預金保護Yes (SDIC Deposit Insurance Scheme)

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

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Promotional rates

Promotion期間金利（年率）預金Conditions
SGD Time Deposit promotion6 ヶ月1.45%S$20,000 +Fresh funds only; Branch 経由
SGD Time Deposit promotion6 ヶ月1.50%S$20,000 – S$999,999Fresh funds only; Online 経由
SGD Time Deposit promotion12 ヶ月1.60%S$20,000 +Fresh funds only; Branch 経由
SGD Time Deposit promotion12 ヶ月1.65%S$20,000 – S$999,999Fresh funds only; Online 経由

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期間S$5,000 – S$20,000S$20,001 – S$50,000S$50,001 – S$99,999S$100,000 – S$249,999S$250,000 – S$499,999S$500,000 – S$999,999
1 month0.05%0.05%0.05%0.05%0.05%0.05%
2 ヶ月0.05%0.05%0.05%0.05%0.05%0.05%
3 ヶ月0.10%0.05%0.05%0.05%0.05%0.05%
4 ヶ月0.10%0.05%0.05%0.05%0.05%0.05%
5 ヶ月0.10%0.05%0.05%0.05%0.05%0.05%
6 ヶ月0.20%0.10%0.10%0.10%0.10%0.10%
7 ヶ月0.20%0.10%0.10%0.10%0.10%0.10%
8 ヶ月0.20%0.10%0.10%0.10%0.10%0.10%
9 ヶ月0.30%0.10%0.10%0.10%0.10%0.10%
10 ヶ月0.40%0.10%0.10%0.10%0.10%0.10%
11 ヶ月0.40%0.10%0.10%0.10%0.10%0.10%
12 ヶ月0.50%0.10%0.10%0.10%0.10%0.10%
13 ヶ月0.50%0.15%0.15%0.15%0.15%0.15%
14 ヶ月0.50%0.15%0.15%0.15%0.15%0.15%
15 ヶ月0.80%0.20%0.20%0.20%0.20%0.20%
16 ヶ月0.80%0.20%0.20%0.20%0.20%0.20%
18 ヶ月1.05%0.20%0.20%0.20%0.20%0.20%
20 ヶ月1.05%0.20%0.20%0.20%0.20%0.20%

預金保護: SDIC Deposit Insurance Scheme

上限S$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. 情報源, チェック済み 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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