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Negara / 🇸🇬 Singapore / Banks / OCBC

OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

Verified against OCBC's website 18 Oct 2026, 05:37 UTC

Up to1.65%12 bulanVisit OCBC

TypeBank

Perlindungan setoranYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

Visit OCBC

Promotional rates

Promotion	Jangka waktu	Suku bunga p.a.	Setoran	Conditions
SGD Time Deposit promotion	6 bulan	1.45%	S$20,000 +	Fresh funds only; Melalui Branch
SGD Time Deposit promotion	6 bulan	1.50%	S$20,000 – S$999,999	Fresh funds only; Melalui Online
SGD Time Deposit promotion	12 bulan	1.60%	S$20,000 +	Fresh funds only; Melalui Branch
SGD Time Deposit promotion	12 bulan	1.65%	S$20,000 – S$999,999	Fresh funds only; Melalui Online

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Jangka waktu	S$5,000 – S$20,000	S$20,001 – S$50,000	S$50,001 – S$99,999	S$100,000 – S$249,999	S$250,000 – S$499,999	S$500,000 – S$999,999
1 month	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
2 bulan	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
3 bulan	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
4 bulan	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
5 bulan	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
6 bulan	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
7 bulan	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
8 bulan	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
9 bulan	0.30%	0.10%	0.10%	0.10%	0.10%	0.10%
10 bulan	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
11 bulan	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
12 bulan	0.50%	0.10%	0.10%	0.10%	0.10%	0.10%
13 bulan	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
14 bulan	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
15 bulan	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
16 bulan	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
18 bulan	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%
20 bulan	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%

Perlindungan deposit: SDIC Deposit Insurance Scheme

BatasS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Sumber, diperiksa 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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