OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

Verified against OCBC's website 18 Oct 2026, 03:42 UTC

TypeBank

存款保护Yes (SDIC Deposit Insurance Scheme)

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

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Promotional rates

Promotion	期限	年利率	存款	Conditions
SGD Time Deposit promotion	6 个月	1.45%	S$20,000 +	Fresh funds only; 通过 Branch
SGD Time Deposit promotion	6 个月	1.50%	S$20,000 – S$999,999	Fresh funds only; 通过 Online
SGD Time Deposit promotion	12 个月	1.60%	S$20,000 +	Fresh funds only; 通过 Branch
SGD Time Deposit promotion	12 个月	1.65%	S$20,000 – S$999,999	Fresh funds only; 通过 Online

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期限	S$5,000 – S$20,000	S$20,001 – S$50,000	S$50,001 – S$99,999	S$100,000 – S$249,999	S$250,000 – S$499,999	S$500,000 – S$999,999
1 month	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
2 个月	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
3 个月	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
4 个月	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
5 个月	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
6 个月	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
7 个月	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
8 个月	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
9 个月	0.30%	0.10%	0.10%	0.10%	0.10%	0.10%
10 个月	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
11 个月	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
12 个月	0.50%	0.10%	0.10%	0.10%	0.10%	0.10%
13 个月	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
14 个月	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
15 个月	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
16 个月	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
18 个月	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%
20 个月	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%

存款保障：SDIC Deposit Insurance Scheme

限额S$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. 来源, 已检查 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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