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Países / 🇸🇬 Singapore / Banks / OCBC

OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

Verified against OCBC's website 18 Oct 2026, 03:42 UTC

TypeBank

Proteção de depósitoYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

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Promotional rates

Promotion	Prazo	Taxa a.a.	Depósito	Conditions
SGD Time Deposit promotion	6 meses	1.45%	S$20,000 +	Fresh funds only; Via Branch
SGD Time Deposit promotion	6 meses	1.50%	S$20,000 – S$999,999	Fresh funds only; Via Online
SGD Time Deposit promotion	12 meses	1.60%	S$20,000 +	Fresh funds only; Via Branch
SGD Time Deposit promotion	12 meses	1.65%	S$20,000 – S$999,999	Fresh funds only; Via Online

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Prazo	S$5,000 – S$20,000	S$20,001 – S$50,000	S$50,001 – S$99,999	S$100,000 – S$249,999	S$250,000 – S$499,999	S$500,000 – S$999,999
1 month	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
2 meses	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
3 meses	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
4 meses	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
5 meses	0.10%	0.05%	0.05%	0.05%	0.05%	0.05%
6 meses	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
7 meses	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
8 meses	0.20%	0.10%	0.10%	0.10%	0.10%	0.10%
9 meses	0.30%	0.10%	0.10%	0.10%	0.10%	0.10%
10 meses	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
11 meses	0.40%	0.10%	0.10%	0.10%	0.10%	0.10%
12 meses	0.50%	0.10%	0.10%	0.10%	0.10%	0.10%
13 meses	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
14 meses	0.50%	0.15%	0.15%	0.15%	0.15%	0.15%
15 meses	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
16 meses	0.80%	0.20%	0.20%	0.20%	0.20%	0.20%
18 meses	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%
20 meses	1.05%	0.20%	0.20%	0.20%	0.20%	0.20%

Proteção de depósito: SDIC Deposit Insurance Scheme

LimiteS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Fonte, verificado em 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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