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الدول / 🇸🇬 Singapore / Banks / OCBC

OCBC fixed deposit rates

Runs separate branch and online promotional time deposit rates for fresh funds.

Verified against OCBC's website 18 Oct 2026, 03:42 UTC

TypeBank
حماية الإيداعYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by OCBC. Always confirm on the bank's page before you deposit.

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Promotional rates

Promotionمدة الإيداعالنسبة السنويةالإيداعConditions
SGD Time Deposit promotion6 شهر1.45%S$20,000 +Fresh funds only; عبر Branch
SGD Time Deposit promotion6 شهر1.50%S$20,000 – S$999,999Fresh funds only; عبر Online
SGD Time Deposit promotion12 شهر1.60%S$20,000 +Fresh funds only; عبر Branch
SGD Time Deposit promotion12 شهر1.65%S$20,000 – S$999,999Fresh funds only; عبر Online

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

مدة الإيداعS$5,000 – S$20,000S$20,001 – S$50,000S$50,001 – S$99,999S$100,000 – S$249,999S$250,000 – S$499,999S$500,000 – S$999,999
1 month0.05%0.05%0.05%0.05%0.05%0.05%
2 شهر0.05%0.05%0.05%0.05%0.05%0.05%
3 شهر0.10%0.05%0.05%0.05%0.05%0.05%
4 شهر0.10%0.05%0.05%0.05%0.05%0.05%
5 شهر0.10%0.05%0.05%0.05%0.05%0.05%
6 شهر0.20%0.10%0.10%0.10%0.10%0.10%
7 شهر0.20%0.10%0.10%0.10%0.10%0.10%
8 شهر0.20%0.10%0.10%0.10%0.10%0.10%
9 شهر0.30%0.10%0.10%0.10%0.10%0.10%
10 شهر0.40%0.10%0.10%0.10%0.10%0.10%
11 شهر0.40%0.10%0.10%0.10%0.10%0.10%
12 شهر0.50%0.10%0.10%0.10%0.10%0.10%
13 شهر0.50%0.15%0.15%0.15%0.15%0.15%
14 شهر0.50%0.15%0.15%0.15%0.15%0.15%
15 شهر0.80%0.20%0.20%0.20%0.20%0.20%
16 شهر0.80%0.20%0.20%0.20%0.20%0.20%
18 شهر1.05%0.20%0.20%0.20%0.20%0.20%
20 شهر1.05%0.20%0.20%0.20%0.20%0.20%

حماية الوديعة: SDIC Deposit Insurance Scheme

الحدS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. المصدر, تم الفحص 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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