Trang này được dịch máy từ tiếng Anh. Lãi suất, ngân hàng và số liệu giống hệt trang tiếng Anh.
Lãi suất tiền gửi theo quốc gia
41 quốc gia. “Read daily” là số nhà cung cấp chúng tôi tự động đọc lãi suất; phần còn lại được liệt kê kèm liên kết tới trang lãi suất của ngân hàng.
| Quốc gia | Tốt nhất 12 tháng | Đọc hàng ngày / đã liệt kê | Chuẩn tham chiếu chính thức | Bảo hiểm tiền gửi |
|---|---|---|---|---|
| 🇮🇳 Indiafixed deposit | 7.25% | 10 / 11 | 5.50% RBI policy repo rate | DICGC ₹500,000 |
| 🇨🇳 Chinatime deposit | – | 6 / 7 | – | Deposit Insurance (存款保险条例) 500,000 CNY |
| 🇺🇸 United StatesCD | 4.50% | 8 / 11 | 4.00% Federal funds target range, upper bound (NY Fed) | FDIC $250,000 |
| 🇮🇩 Indonesiadeposito berjangka | 7.25% | 6 / 6 | 5.75% BI-Rate | LPS Rp2,000,000,000 |
| 🇵🇰 Pakistanterm deposit | – | 0 / 5 | – | DPC 1,000,000 PKR |
| 🇧🇷 BrazilCDB | – | 0 / 5 | – | FGC (Fundo Garantidor de Créditos) 250,000 BRL |
| 🇧🇩 Bangladeshfixed deposit | – | 1 / 5 | – | Deposit Protection (Bangladesh Bank) |
| 🇲🇽 Mexicopagaré | – | 3 / 9 | – | IPAB (Instituto para la Protección al Ahorro Bancario) 400,000 MXV |
| 🇯🇵 Japantime deposit | 1.40% | 8 / 8 | 1.228% Uncollateralized overnight call rate (BOJ policy rate operating target), daily average | Deposit Insurance Corporation of Japan (DICJ) ¥10,000,000 |
| 🇵🇭 Philippinestime deposit | 3.50% | 4 / 6 | – | PDIC ₱1,000,000 |
| 🇻🇳 Vietnamtiền gửi tiết kiệm có kỳ hạn | – | 3 / 7 | – | DIV 125,000,000 VND |
| 🇹🇷 Turkeyvadeli mevduat | – | 0 / 6 | – | Savings Deposit Insurance Fund (SDIF / TMSF) 1,200,000 TRY |
| 🇩🇪 GermanyFestgeld | 3.00% | 5 / 8 | 2.50% ECB deposit facility rate | Entschädigungseinrichtung deutscher Banken (EdB), statutory deposit guarantee for private banks €100,000 |
| 🇬🇧 United Kingdomfixed-rate bond | 4.99% | 11 / 15 | 3.75% Bank of England Bank Rate | FSCS (Financial Services Compensation Scheme) £120,000 |
| 🇫🇷 Francecompte à terme | 2.80% | 2 / 6 | 2.50% ECB deposit facility rate | Fonds de Garantie des Dépôts et de Résolution (FGDR) €100,000 |
| 🇹🇭 Thailandfixed deposit | – | 2 / 6 | – | DPA 1,000,000 THB |
| 🇿🇦 South Africafixed deposit | – | 0 / 5 | – | Corporation for Deposit Insurance (CODI), South African Reserve Bank 100,000 ZAR |
| 🇮🇹 Italyconto deposito vincolato | 4.00% | 1 / 5 | 2.50% ECB deposit facility rate | Fondo Interbancario di Tutela dei Depositi (FITD); cooperative credit banks: Fondo di Garanzia dei Depositanti del Credito Cooperativo (FGDCC) €100,000 |
| 🇰🇷 South Koreatime deposit | – | 3 / 7 | – | Korea Deposit Insurance Corporation (KDIC) 100,000,000 KRW |
| 🇪🇸 Spaindepósito a plazo fijo | 3.00% | 3 / 6 | 2.50% ECB deposit facility rate | Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) €100,000 |
| 🇨🇦 CanadaGIC | 3.75% | 8 / 9 | 2.25% Bank of Canada target for the overnight rate (policy rate) | CDIC C$100,000 |
| 🇵🇱 Polandlokata terminowa | – | 2 / 9 | – | BFG (Bankowy Fundusz Gwarancyjny, Bank Guarantee Fund) €100,000 |
| 🇸🇦 Saudi Arabiatime deposit | – | 0 / 5 | – | unknown |
| 🇲🇾 Malaysiafixed deposit | 1.90% | 9 / 10 | 2.75% Overnight Policy Rate (OPR) | PIDM RM250,000 |
| 🇦🇺 Australiaterm deposit | 5.55% | 10 / 11 | – | Financial Claims Scheme (FCS) A$250,000 |
| 🇹🇼 Taiwantime deposit | – | 5 / 8 | – | Central Deposit Insurance Corporation (CDIC) 3,000,000 TWD |
| 🇨🇱 Chiledepósito a plazo | – | 0 / 6 | – | Garantía estatal de depósitos (Ley General de Bancos, arts. 144-153) 200 CLF |
| 🇳🇱 Netherlandsdeposito | 2.25% | 2 / 5 | 2.50% ECB deposit facility rate | Depositogarantiestelsel (DGS), administered by De Nederlandsche Bank (DNB) €100,000 |
| 🇧🇪 Belgiumcompte à terme | – | 0 / 5 | – | Fonds de garantie pour les services financiers (Garantiefonds) €100,000 |
| 🇦🇪 United Arab Emiratesfixed deposit | 2.85% | 1 / 7 | – | unknown |
| 🇵🇹 Portugaldepósito a prazo | – | 4 / 5 | – | Fundo de Garantia de Depósitos (FGD) €100,000 |
| 🇸🇪 Swedenfasträntekonto | – | 3 / 7 | – | Insättningsgarantin (Swedish deposit insurance, Riksgälden) 1,150,000 SEK |
| 🇦🇹 AustriaFestgeld | – | 2 / 5 | – | Einlagensicherung AUSTRIA (ESA) €100,000 |
| 🇨🇭 SwitzerlandFestgeld | – | 2 / 8 | – | esisuisse (Swiss depositor protection) 100,000 CHF |
| 🇭🇰 Hong Kongtime deposit | 3.45% | 6 / 10 | 4.25% HKMA Base Rate (discount window) | Deposit Protection Scheme (DPS) HK$800,000 |
| 🇩🇰 Denmarkfastrenteopsparing | – | 0 / 5 | – | Garantiformuen (Danish Guarantee Fund for Depositors and Investors) €100,000 |
| 🇸🇬 Singaporefixed deposit | 2.10% | 14 / 17 | 1.90% 6-month T-bill cut-off yield (BS26120W) | SDIC Deposit Insurance Scheme S$100,000 |
| 🇳🇴 Norwayfastrenteinnskudd | – | 1 / 7 | – | Bankenes sikringsfond (Norwegian Banks' Guarantee Fund) 2,000,000 NOK |
| 🇮🇪 Irelandfixed term deposit | 2.15% | 4 / 8 | 2.50% ECB deposit facility rate | Deposit Guarantee Scheme (DGS), operated by the Central Bank of Ireland €100,000 |
| 🇳🇿 New Zealandterm deposit | 4.15% | 7 / 7 | 2.75% RBNZ official cash rate (OCR) | Depositor Compensation Scheme (DCS) NZ$100,000 |
| 🇶🇦 Qatarfixed deposit | – | 0 / 5 | – | unknown |
Chuẩn mực đến từ mỗi ngân hàng trung ương hoặc ngân quỹ (apidocs.hkma.gov.hk, bankofcanada.ca, bankofengland.co.uk, banque-france.fr, bi.go.id, bnm.gov.my, boj.or.jp, ecb.europa.eu, fiscaldata.treasury.gov, mas.gov.sg, newyorkfed.org, nsandi.com, rbi.org.in, rbnz.govt.nz, stat-search.boj.or.jp). Thông tin bảo vệ tiền gửi liên kết tới chương trình chính thức trên mỗi trang quốc gia.