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Quốc gia / 🇸🇬 Singapore / Banks / Bank of China

Bank of China fixed deposit rates

Posts a new mobile-banking promotion notice most weeks, with tiers from S$500.

Verified against Bank of China's website 18 Oct 2026, 03:42 UTC

TypeBank
Bảo hiểm tiền gửiYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by Bank of China. Always confirm on the bank's page before you deposit.

Visit Bank of China

Promotional rates

PromotionThời hạnLãi suất p.a.Tiền gửiConditions
Mobile Banking time deposit promotion1 month1.10%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion2 tháng1.20%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 tháng1.60%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 tháng1.65%S$20,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 tháng1.75%S$200,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion4 tháng2.08%S$100,000 – S$199,999Khách hàng mới; Thông qua BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion4 tháng2.18%S$200,000 – S$250,000Khách hàng mới; Thông qua BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion5 tháng1.50%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 tháng1.70%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 tháng1.90%S$20,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 tháng2.05%S$200,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion8 tháng2.08%S$100,000 – S$199,999Khách hàng mới; Thông qua BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion8 tháng2.18%S$200,000 – S$250,000Khách hàng mới; Thông qua BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion9 tháng1.70%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 tháng1.85%S$20,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 tháng2.00%S$200,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 tháng1.70%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 tháng1.95%S$20,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 tháng2.05%S$200,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 tháng1.60%S$500 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 tháng1.65%S$200,000 +Thông qua BOC Mobile Banking; New placements
Mobile Banking time deposit promotion24 tháng1.55%S$500 +Thông qua BOC Mobile Banking; New placements

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Thời hạntối đa S$19,999S$20,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$299,999S$300,000 – S$499,999S$500,000 +
1 month0.50%0.50%0.50%0.50%0.50%0.55%
3 tháng0.65%0.65%0.65%0.65%0.65%0.70%
6 tháng0.75%0.75%0.75%0.75%0.75%0.80%
9 tháng0.85%0.85%0.85%0.85%0.85%0.90%
12 tháng0.90%0.90%0.90%0.90%0.90%0.95%
18 tháng0.95%0.95%0.95%0.95%0.95%1.00%
24 tháng0.95%0.95%0.95%0.95%0.95%1.00%
36 tháng0.95%0.95%0.95%0.95%0.95%1.00%

Bảo vệ tiền gửi: SDIC Deposit Insurance Scheme

Giới hạnS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Nguồn, đã kiểm tra 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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