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Negara / 🇸🇬 Singapore

Suku bunga fixed deposit terbaik di Singapore

Suku bunga SGD fixed deposit dari 14 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 3 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 03:42 UTC · semua 17 penyedia · savings account

Suku bunga terbaik untuk deposito S$20,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga fixed deposit

Jangka waktu
Jenis suku bunga
Opsi

13 bank dengan suku bunga 12 bulan untuk S$20,000

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
CIMBSGD Fixed Deposit online promotion2.10%≈ S$420 in 12 months12 bulanS$10,000 +Promo
Melalui Online
Ke bank
RHBSGD Fixed Deposit promotion2.10%≈ S$420 in 12 months12 bulanS$20,000 +Promo
Melalui Branch or RHB Mobile SG app
Ke bank
MaybankDeposits Bundle promotion2.05%efektif; diiklankan 2.25%≈ S$410 in 12 months12 bulanS$20,000 +Promo
10% of the deposit must sit in a Maybank savings or current account (fresh funds) for the same tenure; ranked by the bank's published effective rate; Individual customers only
Ke bank
Bank of ChinaMobile Banking time deposit promotion1.95%≈ S$390 in 12 months12 bulanS$20,000 +Promo
Melalui BOC Mobile Banking; New placements
Ke bank
ICBCSGD E-banking Fixed Deposit promotion1.80%≈ S$360 in 12 months12 bulanS$20,000 – S$199,999Promo
Melalui ICBC E-banking
Ke bank
Sing Investments & FinanceDaily special rate (online)1.80%≈ S$360 in 12 months12 bulanS$10,000 +PromoDana baru
Melalui Online; Personal accounts only
Ke bank
Hong Leong FinanceOnline Fixed Deposit Special1.70%≈ S$340 in 12 months12 bulanS$20,000 +Promo
Melalui Online (HLF Digital); For customers with existing HLF fixed deposit and savings accounts
Ke bank
UOBSGD Time/Fixed Deposit promotion1.70%≈ S$340 in 12 months12 bulanS$10,000 +PromoDana baru
Melalui UOB TMRW app
Ke bank
OCBCSGD Time Deposit promotion1.65%≈ S$330 in 12 months12 bulanS$20,000 – S$999,999PromoDana baru
Melalui Online
Ke bank
CitibankSGD Time Deposit (board rate)0.70%≈ S$140 in 12 months12 bulanS$10,000 – S$50,000Suku bunga papan
Ke bank
HSBCSGD Time Deposit (board rate)0.15%≈ S$30 in 12 months12 bulanS$5,000 – S$49,999Suku bunga papan
Ke bank
DBSSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12 bulanS$20,000 – S$49,999Suku bunga papan
Rate is set by your total SGD fixed deposit balance with the bank
Ke bank
POSBSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12 bulanS$20,000 – S$49,999Suku bunga papan
Rate is set by your total SGD fixed deposit balance with the bank
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.30% at Sing Investments & Finance1.30%1-bulan2 months: 1.20% at Bank of China1.20%2-bulan3 months: 1.65% at Bank of China1.65%3-bulan4 months: 0.10% at Hong Leong Finance0.10%4-bulan6 months: 2.00% at Citibank2.00%6-bulan9 months: 1.91% at Maybank1.91%9-bulan12 months: 2.10% at CIMB2.10%12-bulan18 months: 1.80% at Sing Investments & Finance1.80%18-bulan24 months: 1.80% at Sing Investments & Finance1.80%24-bulan36 months: 1.00% at UOB1.00%36-bulan

Best rate open to any customer for S$20,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

6-month T-bill cut-off yield (BS26120W) 2026-10-081.90%
1-year T-bill cut-off yield (BY26103X) 2026-10-151.92%
Singapore Savings Bond GX26110X, first-year return apply by 2026-10-271.67%
Singapore Savings Bond GX26110X, 10-year average return apply by 2026-10-272.45%

Sumber: mas.gov.sg. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: SDIC Deposit Insurance Scheme

BatasS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Sumber, diperiksa 2026-10-18.

Where does your money earn most in Singapore?

Best 12-month fixed deposit (CIMB)2.10%
Best savings account (MariBank)3.08%
6-month T-bill cut-off yield (BS26120W)1.90%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Singapore

What is the best 12-month fixed deposit rate in Singapore today?

2.10% p.a. at CIMB (minimum deposit: S$10,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Singapore today?

2.00% p.a. at Citibank (minimum deposit: S$5,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Singapore protected?

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How many banks do you compare in Singapore?

We list 17 providers. Rates for 14 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the 6-month T-bill cut-off yield (BS26120W)?

The 6-month T-bill cut-off yield (BS26120W) is 1.90% (2026-10-08). The best 12-month fixed deposit rate open to any customer today is 2.10%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.