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Negara / 🇸🇬 Singapore / Banks / Bank of China

Bank of China fixed deposit rates

Posts a new mobile-banking promotion notice most weeks, with tiers from S$500.

Verified against Bank of China's website 18 Oct 2026, 05:37 UTC

Up to2.18%8 bulanVisit Bank of China

TypeBank
Perlindungan setoranYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by Bank of China. Always confirm on the bank's page before you deposit.

Visit Bank of China

Promotional rates

PromotionJangka waktuSuku bunga p.a.SetoranConditions
Mobile Banking time deposit promotion1 month1.10%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion2 bulan1.20%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 bulan1.60%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 bulan1.65%S$20,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 bulan1.75%S$200,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion4 bulan2.08%S$100,000 – S$199,999Nasabah baru; Melalui BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion4 bulan2.18%S$200,000 – S$250,000Nasabah baru; Melalui BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion5 bulan1.50%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 bulan1.70%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 bulan1.90%S$20,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 bulan2.05%S$200,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion8 bulan2.08%S$100,000 – S$199,999Nasabah baru; Melalui BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion8 bulan2.18%S$200,000 – S$250,000Nasabah baru; Melalui BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion9 bulan1.70%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 bulan1.85%S$20,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 bulan2.00%S$200,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 bulan1.70%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 bulan1.95%S$20,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 bulan2.05%S$200,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 bulan1.60%S$500 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 bulan1.65%S$200,000 +Melalui BOC Mobile Banking; New placements
Mobile Banking time deposit promotion24 bulan1.55%S$500 +Melalui BOC Mobile Banking; New placements

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Jangka waktuhingga S$19,999S$20,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$299,999S$300,000 – S$499,999S$500,000 +
1 month0.50%0.50%0.50%0.50%0.50%0.55%
3 bulan0.65%0.65%0.65%0.65%0.65%0.70%
6 bulan0.75%0.75%0.75%0.75%0.75%0.80%
9 bulan0.85%0.85%0.85%0.85%0.85%0.90%
12 bulan0.90%0.90%0.90%0.90%0.90%0.95%
18 bulan0.95%0.95%0.95%0.95%0.95%1.00%
24 bulan0.95%0.95%0.95%0.95%0.95%1.00%
36 bulan0.95%0.95%0.95%0.95%0.95%1.00%

Perlindungan deposit: SDIC Deposit Insurance Scheme

BatasS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Sumber, diperiksa 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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