Countries / 🇫🇷 France
Best compte à terme rates in France
EUR compte à terme rates from 2 providers, read directly from each bank's website every day, plus 4 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 03:42 UTC · all 6 providers
Best 3-month rate
4.00% p.a.
BNP Paribas
Promo · min €5,000
Best 6-month rate
2.60% p.a.
BoursoBank (ex-Boursorama)
Board rate · min €1,000
Best 12-month rate
2.80% p.a.
BoursoBank (ex-Boursorama)
Board rate · min €1,000
Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
Compare compte à terme rates
2 banks with a 12-month rate for €10,000
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| BoursoBank (ex-Boursorama)Compte à terme | 2.80%≈ €280 in 12 months | 12 months | €1,000 + | Board rate | Go to bank |
| BNP ParibasDépôt à terme | 2.50%≈ €250 in 12 months | 12 months | Not stated | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.
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Official benchmarks
Source: ecb.europa.eu, banque-france.fr. Shown as a reference point, not a recommendation.
Deposit protection: Fonds de Garantie des Dépôts et de Résolution (FGDR)
Bank deposits are guaranteed by the FGDR up to EUR 100,000 per depositor per bank. Banque de France states that savings held on a Livret A are also protected by the FGDR if the bank fails. Source, checked 2026-10-18.
More compte à terme providers in France
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- Crédit AgricoleBank · check rate on bank site
- FortuneoDigital bank · check rate on bank site
- Livret A (regulated savings account)Government savings · check rate on bank site
- Société Générale (SG)Bank · check rate on bank site
Questions about deposits in France
What is the best 12-month compte à terme rate in France today?
2.80% p.a. at BoursoBank (ex-Boursorama) (minimum deposit: €1,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month compte à terme rate in France today?
2.60% p.a. at BoursoBank (ex-Boursorama) (minimum deposit: €1,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
Are compte à termes in France protected?
Bank deposits are guaranteed by the FGDR up to EUR 100,000 per depositor per bank. Banque de France states that savings held on a Livret A are also protected by the FGDR if the bank fails.
How many banks do you compare in France?
We list 6 providers. Rates for 2 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do compte à terme rates compare with the ECB deposit facility rate?
The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month compte à terme rate open to any customer today is 2.80%.
Deposit rates in nearby countries
🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium
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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.