Countries / 🇳🇱 Netherlands
Best deposito rates in Netherlands
EUR deposito rates from 2 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 03:42 UTC · all 5 providers
Best 3-month rate
No verified offer today
Best 6-month rate
No verified offer today
Best 12-month rate
2.25% p.a.
ABN AMRO
Board rate
Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
Compare deposito rates
2 banks with a 12-month rate for €10,000
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| ABN AMROSpaar Deposito | 2.25%≈ €225 in 12 months | 12 months | Not stated | Board rate | Go to bank |
| KnabDeposito Sparen | 1.80%≈ €180 in 12 months | 12 months | €1,000 – €500,000 | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.
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Official benchmarks
Source: ecb.europa.eu. Shown as a reference point, not a recommendation.
Deposit protection: Depositogarantiestelsel (DGS), administered by De Nederlandsche Bank (DNB)
Money in bank accounts is automatically protected from 1 cent up to EUR 100,000 per person, per bank, even if the bank goes bankrupt; additional temporary protection applies when buying or selling a house. Investment products, insurance products and virtual currencies are not covered. Source, checked 2026-10-18.
More deposito providers in Netherlands
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- bunqDigital bank · check rate on bank site
- ING NederlandBank · check rate on bank site
- RabobankBank · check rate on bank site
Questions about deposits in Netherlands
What is the best 12-month deposito rate in Netherlands today?
2.25% p.a. at ABN AMRO (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
Are depositos in Netherlands protected?
Money in bank accounts is automatically protected from 1 cent up to EUR 100,000 per person, per bank, even if the bank goes bankrupt; additional temporary protection applies when buying or selling a house. Investment products, insurance products and virtual currencies are not covered.
How many banks do you compare in Netherlands?
We list 5 providers. Rates for 2 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do deposito rates compare with the ECB deposit facility rate?
The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month deposito rate open to any customer today is 2.25%.
Deposit rates in nearby countries
🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇧🇪 Belgium
Missing a bank? Suggest one
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.