Countries / 🇪🇸 Spain
Best depósito a plazo fijo rates in Spain
EUR depósito a plazo fijo rates from 3 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 03:42 UTC · all 6 providers
Best 3-month rate
2.25% p.a.
MyInvestor
Board rate · min €10,000
Best 6-month rate
3.25% p.a.
Openbank
Promo
Best 12-month rate
3.00% p.a.
MyInvestor
Board rate · min €10,000
Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
Compare depósito a plazo fijo rates
2 banks with a 12-month rate for €10,000
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| MyInvestorDepósito | 3.00%≈ €300 in 12 months | 12 months | €10,000 – €100,000 | Board rate | Go to bank |
| CaixaBankDepósito Bonificado (base rate) | 0.10%≈ €10 in 12 months | 12 months | Not stated | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.
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Official benchmarks
Source: ecb.europa.eu. Shown as a reference point, not a recommendation.
Deposit protection: Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)
The FGD guarantees up to EUR 100,000 per holder and per financial institution; in certain cases the total amount deposited can be guaranteed. Source, checked 2026-10-18.
More depósito a plazo fijo providers in Spain
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- BBVABank · check rate on bank site
- ING EspañaDigital bank · check rate on bank site
- Banco SantanderBank · check rate on bank site
Questions about deposits in Spain
What is the best 12-month depósito a plazo fijo rate in Spain today?
3.00% p.a. at MyInvestor (minimum deposit: €10,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month depósito a plazo fijo rate in Spain today?
3.25% p.a. at Openbank (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
Are depósito a plazo fijos in Spain protected?
The FGD guarantees up to EUR 100,000 per holder and per financial institution; in certain cases the total amount deposited can be guaranteed.
How many banks do you compare in Spain?
We list 6 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do depósito a plazo fijo rates compare with the ECB deposit facility rate?
The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month depósito a plazo fijo rate open to any customer today is 3.00%.
Deposit rates in nearby countries
🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium
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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.