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国家 / 🇦🇺 Australia / 12 个月

Australia 的最佳 12 个月 term deposit 利率

针对 A$10,000 存款的每家提供商最佳 12 个月利率，面向所有客户，数据来源于各银行官网。最近一次核查时间：18 Oct 2026, 05:37 UTC。

3 个月6 个月 所有期限和金额

银行年利率期限存款详情链接
Judo BankPersonal Term Deposit5.55%≈ A$555 (12 个月)12 个月未说明基准利率
Interest at maturity (terms up to 1 year) or annually (2-5 years)
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AMP BankAMP Bank GO Term Deposit5.40%≈ A$540 (12 个月)12 个月A$5,000 – A$9,999,999基准利率
$5,000 to $10,000,000
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ANZANZ Advance Notice Term Deposit (annual interest)5.30%≈ A$530 (12 个月)12 个月A$5,000 – A$1,999,999基准利率
$5,000 to $1,999,999; 31 days' notice required for early withdrawal
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Bank of Queensland (BOQ)Term Deposit5.30%≈ A$530 (12 个月)12 个月A$5,000 +基准利率
Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal
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Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer5.30%≈ A$530 (12 个月)12 个月A$5,000 – A$5,000,000促销
Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually
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ING AustraliaPersonal Term Deposit5.30%≈ A$530 (12 个月)12 个月A$10,000 +基准利率
Minimum opening deposit $10,000
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National Australia Bank (NAB)NAB Term Deposit5.30%≈ A$530 (12 个月)12 个月A$5,000 – A$1,999,999基准利率
Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity
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Rabobank AustraliaTerm Deposit5.25%≈ A$525 (12 个月)12 个月A$1,000 – A$100,000基准利率
From $1,000 to $2,000,000; Personal and joint accounts
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WestpacTerm Deposit (interest annually / at maturity)4.75%≈ A$475 (12 个月)12 个月A$5,000 – A$2,000,000基准利率
$5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online
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不同金额、优先级层级或新资金过滤？ 打开完整比较.

存款保障：Financial Claims Scheme (FCS)

限额A$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. 来源, 已检查 2026-10-18.

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。