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Negara / 🇦🇺 Australia / 12-bulan

Suku bunga term deposit 12-bulan terbaik di Australia

Best 12-month rate per provider for a A$10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

3-bulan 6-bulan Semua jangka waktu dan jumlah

Bank	Suku bunga p.a.	Jangka waktu	Setoran	Detail	Tautan
Judo BankPersonal Term Deposit	5.55%≈ A$555 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Interest at maturity (terms up to 1 year) or annually (2-5 years)	Ke bank
AMP BankAMP Bank GO Term Deposit	5.40%≈ A$540 in 12 months	12 bulan	A$5,000 – A$9,999,999	Suku bunga papan $5,000 to $10,000,000	Ke bank
ANZANZ Advance Notice Term Deposit (annual interest)	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 – A$1,999,999	Suku bunga papan $5,000 to $1,999,999; 31 days' notice required for early withdrawal	Ke bank
Bank of Queensland (BOQ)Term Deposit	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 +	Suku bunga papan Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal	Ke bank
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 – A$5,000,000	Promo Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually	Ke bank
ING AustraliaPersonal Term Deposit	5.30%≈ A$530 in 12 months	12 bulan	A$10,000 +	Suku bunga papan Minimum opening deposit $10,000	Ke bank
National Australia Bank (NAB)NAB Term Deposit	5.30%≈ A$530 in 12 months	12 bulan	A$5,000 – A$1,999,999	Suku bunga papan Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity	Ke bank
Rabobank AustraliaTerm Deposit	5.25%≈ A$525 in 12 months	12 bulan	A$1,000 – A$100,000	Suku bunga papan From $1,000 to $2,000,000; Personal and joint accounts	Ke bank
WestpacTerm Deposit (interest annually / at maturity)	4.75%≈ A$475 in 12 months	12 bulan	A$5,000 – A$2,000,000	Suku bunga papan $5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online	Ke bank

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Perlindungan deposit: Financial Claims Scheme (FCS)

BatasA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Sumber, diperiksa 2026-10-18.

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.