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Pays / 🇸🇬 Singapore / Banks / Bank of China

Bank of China fixed deposit rates

Posts a new mobile-banking promotion notice most weeks, with tiers from S$500.

Verified against Bank of China's website 18 Oct 2026, 03:42 UTC

TypeBank
Protection du dépôtYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by Bank of China. Always confirm on the bank's page before you deposit.

Visit Bank of China

Promotional rates

PromotionDuréeTaux p.a.DépôtConditions
Mobile Banking time deposit promotion1 month1.10%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion2 mois1.20%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 mois1.60%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 mois1.65%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 mois1.75%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion4 mois2.08%S$100,000 – S$199,999Nouveaux clients; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion4 mois2.18%S$200,000 – S$250,000Nouveaux clients; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion5 mois1.50%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 mois1.70%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 mois1.90%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 mois2.05%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion8 mois2.08%S$100,000 – S$199,999Nouveaux clients; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion8 mois2.18%S$200,000 – S$250,000Nouveaux clients; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion9 mois1.70%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 mois1.85%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 mois2.00%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 mois1.70%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 mois1.95%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 mois2.05%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 mois1.60%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 mois1.65%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion24 mois1.55%S$500 +Via BOC Mobile Banking; New placements

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Duréejusqu'à S$19,999S$20,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$299,999S$300,000 – S$499,999S$500,000 +
1 month0.50%0.50%0.50%0.50%0.50%0.55%
3 mois0.65%0.65%0.65%0.65%0.65%0.70%
6 mois0.75%0.75%0.75%0.75%0.75%0.80%
9 mois0.85%0.85%0.85%0.85%0.85%0.90%
12 mois0.90%0.90%0.90%0.90%0.90%0.95%
18 mois0.95%0.95%0.95%0.95%0.95%1.00%
24 mois0.95%0.95%0.95%0.95%0.95%1.00%
36 mois0.95%0.95%0.95%0.95%0.95%1.00%

Protection des dépôts : SDIC Deposit Insurance Scheme

LimiteS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, vérifié le 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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