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Countries / 🇸🇬 Singapore / Banks / Bank of China

Bank of China fixed deposit rates

Posts a new mobile-banking promotion notice most weeks, with tiers from S$500.

Verified against Bank of China's website 18 Oct 2026, 03:42 UTC

TypeBank
Deposit protectionYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by Bank of China. Always confirm on the bank's page before you deposit.

Visit Bank of China

Promotional rates

PromotionTenureRate p.a.DepositConditions
Mobile Banking time deposit promotion1 month1.10%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion2 months1.20%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 months1.60%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 months1.65%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion3 months1.75%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion4 months2.08%S$100,000 – S$199,999New customers; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion4 months2.18%S$200,000 – S$250,000New customers; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion5 months1.50%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 months1.70%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 months1.90%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion6 months2.05%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion8 months2.08%S$100,000 – S$199,999New customers; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion8 months2.18%S$200,000 – S$250,000New customers; Via BOC Mobile Banking; New-to-bank personal customers only
Mobile Banking time deposit promotion9 months1.70%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 months1.85%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion9 months2.00%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 months1.70%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 months1.95%S$20,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion12 months2.05%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 months1.60%S$500 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion18 months1.65%S$200,000 +Via BOC Mobile Banking; New placements
Mobile Banking time deposit promotion24 months1.55%S$500 +Via BOC Mobile Banking; New placements

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Tenureup to S$19,999S$20,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$299,999S$300,000 – S$499,999S$500,000 +
1 month0.50%0.50%0.50%0.50%0.50%0.55%
3 months0.65%0.65%0.65%0.65%0.65%0.70%
6 months0.75%0.75%0.75%0.75%0.75%0.80%
9 months0.85%0.85%0.85%0.85%0.85%0.90%
12 months0.90%0.90%0.90%0.90%0.90%0.95%
18 months0.95%0.95%0.95%0.95%0.95%1.00%
24 months0.95%0.95%0.95%0.95%0.95%1.00%
36 months0.95%0.95%0.95%0.95%0.95%1.00%

Deposit protection: SDIC Deposit Insurance Scheme

LimitS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, checked 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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