Countries / 🇵🇭 Philippines / Banks / Tonik
Tonik time deposit rates
Digital bank; publishes savings, Stash and time deposit rates on one page, with a conditional time deposit bonus.
Verified against Tonik's website 18 Oct 2026, 05:37 UTC
Up to4.00%6 monthsVisit Tonik
Rates and terms are set by Tonik. Always confirm on the bank's page before you deposit.
Visit TonikBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 6 months | 4.00% |
| 9 months | 3.50% |
| 12 months | 3.50% |
| 18 months | 3.50% |
| 24 months | 3.50% |
Promotional rates
No promotional rate is published on the bank's page today.
Tonik Stash
1% on the Tonik Account; 4% in a Solo Stash; 4.5% in a Group Stash with at least 2 participants.
Verified 18 Oct 2026, 05:37 UTC
Deposit protection: PDIC
Effective 15 March 2025, PDIC insures deposits up to PHP 1 million per depositor, per bank (raised from PHP 500,000). Source, checked 2026-10-18.
Compare with other banks in Philippines
- Metrobankup to 5.50%
- BPIup to 0.75%
- BDO Unibankup to 0.25%
- GoTyme Bankcheck rate on bank site
- Maya Bankcheck rate on bank site
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.