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Negara / 🇵🇭 Philippines / Banks / Tonik

Tonik time deposit rates

Digital bank; publishes savings, Stash and time deposit rates on one page, with a conditional time deposit bonus.

Verified against Tonik's website 18 Oct 2026, 05:37 UTC

Up to4.00%6 bulanVisit Tonik

TypeDigital bank
Perlindungan setoranYes (PDIC)

Rates and terms are set by Tonik. Always confirm on the bank's page before you deposit.

Visit Tonik

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Jangka waktuTidak disebutkan
6 bulan4.00%
9 bulan3.50%
12 bulan3.50%
18 bulan3.50%
24 bulan3.50%

Promotional rates

No promotional rate is published on the bank's page today.

Tonik Stash

Advertised maximum4.50%
Base rate (no conditions)1.00%

1% on the Tonik Account; 4% in a Solo Stash; 4.5% in a Group Stash with at least 2 participants.

Verified 18 Oct 2026, 05:37 UTC

Perlindungan deposit: PDIC

Batas₱1,000,000

Effective 15 March 2025, PDIC insures deposits up to PHP 1 million per depositor, per bank (raised from PHP 500,000). Sumber, diperiksa 2026-10-18.

Compare with other banks in Philippines

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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