Countries / 🇵🇭 Philippines / Banks / BDO Unibank
BDO Unibank time deposit rates
Philippines' largest bank; publishes indicative Peso Time Deposit rates by amount tier and term.
Verified against BDO Unibank's website 18 Oct 2026, 03:42 UTC
TypeBank
Deposit protectionYes (PDIC)
Rates and terms are set by BDO Unibank. Always confirm on the bank's page before you deposit.
Visit BDO UnibankPromotional rates
No promotional rate is published on the bank's page today.
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | ₱1,000 – ₱9,999 | ₱10,000 – ₱49,999 | ₱50,000 – ₱99,999 | ₱100,000 – ₱199,999 |
|---|---|---|---|---|
| 1 month | 0.125% | 0.125% | 0.125% | 0.125% |
| 3 months | – | – | – | 0.125% |
| 6 months | – | – | – | 0.25% |
| 12 months | 0.125% | 0.125% | 0.125% | 0.25% |
Deposit protection: PDIC
Limit₱1,000,000
Effective 15 March 2025, PDIC insures deposits up to PHP 1 million per depositor, per bank (raised from PHP 500,000). Source, checked 2026-10-18.
Compare with other banks in Philippines
- Tonikup to 3.50%
- BPIup to 0.75%
- GoTyme Bankcheck rate on bank site
- Maya Bankcheck rate on bank site
- Metrobankcheck rate on bank site
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.