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Countries / 🇵🇭 Philippines / Banks / Tonik
Tonik time deposit rates
Digital bank; publishes savings, Stash and time deposit rates on one page, with a conditional time deposit bonus.
Verified against Tonik's website 18 Oct 2026, 03:42 UTC
Rates and terms are set by Tonik. Always confirm on the bank's page before you deposit.
Visit TonikPromotional rates
No promotional rate is published on the bank's page today.
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 9 months | 3.50% |
| 12 months | 3.50% |
| 18 months | 3.50% |
| 24 months | 3.50% |
Deposit protection: PDIC
Effective 15 March 2025, PDIC insures deposits up to PHP 1 million per depositor, per bank (raised from PHP 500,000). Source, checked 2026-10-18.
Compare with other banks in Philippines
- BPIup to 0.75%
- BDO Unibankup to 0.25%
- GoTyme Bankcheck rate on bank site
- Maya Bankcheck rate on bank site
- Metrobankcheck rate on bank site
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.