Countries / 🇵🇭 Philippines / Banks / BPI
BPI time deposit rates
Major Philippine bank; publishes Auto Renew Time Deposit rates by balance tier for 35 to 365 days.
Verified against BPI's website 18 Oct 2026, 05:37 UTC
Up to0.75%12 monthsVisit BPI
TypeBank
Deposit protectionYes (PDIC)
Rates and terms are set by BPI. Always confirm on the bank's page before you deposit.
Visit BPIBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | ₱50,000 – ₱499,999 | ₱500,000 – ₱999,999 | ₱1,000,000 – ₱4,999,999 | ₱5,000,000 + |
|---|---|---|---|---|
| 1 month | 0.25% | 0.375% | 0.375% | 0.50% |
| 2 months | 0.25% | 0.50% | 0.50% | 0.625% |
| 3 months | 0.375% | 0.50% | 0.50% | 0.625% |
| 6 months | 0.375% | 0.50% | 0.50% | 0.75% |
| 12 months | 0.50% | 0.50% | 0.50% | 0.75% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: PDIC
Limit₱1,000,000
Effective 15 March 2025, PDIC insures deposits up to PHP 1 million per depositor, per bank (raised from PHP 500,000). Source, checked 2026-10-18.
Compare with other banks in Philippines
- Metrobankup to 5.50%
- Tonikup to 4.00%
- BDO Unibankup to 0.25%
- GoTyme Bankcheck rate on bank site
- Maya Bankcheck rate on bank site
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.