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국가 / 🇸🇬 싱가포르

싱가포르 최고의 fixed deposit 금리

14개의 제공업체로부터 SGD fixed deposit 금리를 매일 각 은행 웹사이트에서 직접 읽어옵니다. 추가로 확인할 3개의 제공업체가 더 있습니다. 금리 순으로 정렬; 유료 순위는 없습니다.

마지막 확인 18 Oct 2026, 05:37 UTC · 전체 17개 제공업체 · savings account

최고 3개월 금리

1.65% 연

Bank of China

프로모션 · 최소 S$20,000

최고 6개월 금리

2.00% 연

Citibank

프로모션 · 최소 S$5,000 · 신규 자금

최고 12개월 금리

2.10% 연

CIMB

프로모션 · 최소 S$10,000

S$20,000 예금에 대한 최고 금리이며, 모든 고객에게 열려 있습니다. 프로모션이 조기에 종료될 수 있으니 은행에 확인하세요.

fixed deposit 금리 비교

기간
금리 유형
옵션

S$20,000에 대한 12개월 금리를 제공하는 은행 13곳

은행연 이율기간예금세부 정보링크
CIMBSGD Fixed Deposit online promotion2.10%≈ S$420 in 12 months12개월S$10,000 +프로모션
Online을 통해
은행으로 이동
RHBSGD Fixed Deposit promotion2.10%≈ S$420 in 12 months12개월S$20,000 +프로모션
Branch or RHB Mobile SG app을 통해
은행으로 이동
MaybankDeposits Bundle promotion2.05%실제; 광고 금리 2.25%≈ S$410 in 12 months12개월S$20,000 +프로모션
10% of the deposit must sit in a Maybank savings or current account (fresh funds) for the same tenure; ranked by the bank's published effective rate; Individual customers only
은행으로 이동
Bank of ChinaMobile Banking time deposit promotion1.95%≈ S$390 in 12 months12개월S$20,000 +프로모션
BOC Mobile Banking을 통해; New placements
은행으로 이동
ICBCSGD E-banking Fixed Deposit promotion1.80%≈ S$360 in 12 months12개월S$20,000 – S$199,999프로모션
ICBC E-banking을 통해
은행으로 이동
Sing Investments & FinanceDaily special rate (online)1.80%≈ S$360 in 12 months12개월S$10,000 +프로모션신규 자금
Online을 통해; Personal accounts only
은행으로 이동
Hong Leong FinanceOnline Fixed Deposit Special1.70%≈ S$340 in 12 months12개월S$20,000 +프로모션
Online (HLF Digital)을 통해; For customers with existing HLF fixed deposit and savings accounts
은행으로 이동
UOBSGD Time/Fixed Deposit promotion1.70%≈ S$340 in 12 months12개월S$10,000 +프로모션신규 자금
UOB TMRW app을 통해
은행으로 이동
OCBCSGD Time Deposit promotion1.65%≈ S$330 in 12 months12개월S$20,000 – S$999,999프로모션신규 자금
Online을 통해
은행으로 이동
CitibankSGD Time Deposit (board rate)0.70%≈ S$140 in 12 months12개월S$10,000 – S$50,000기준 금리
은행으로 이동
HSBCSGD Time Deposit (board rate)0.15%≈ S$30 in 12 months12개월S$5,000 – S$49,999기준 금리
은행으로 이동
DBSSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12개월S$20,000 – S$49,999기준 금리
Rate is set by your total SGD fixed deposit balance with the bank
은행으로 이동
POSBSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12개월S$20,000 – S$49,999기준 금리
Rate is set by your total SGD fixed deposit balance with the bank
은행으로 이동

"신규 자금"은 다른 은행에서 가져온 돈을 의미합니다. 기준 금리는 고정 금리이며, 프로모션은 기간 제한이 있습니다. 금리를 수집하고 확인하는 방법.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.30% at Sing Investments & Finance1.30%1개월2 months: 1.20% at Bank of China1.20%2개월3 months: 1.65% at Bank of China1.65%3개월4 months: 0.10% at Hong Leong Finance0.10%4개월6 months: 2.00% at Citibank2.00%6개월9 months: 1.91% at Maybank1.91%9개월12 months: 2.10% at CIMB2.10%12개월18 months: 1.80% at Sing Investments & Finance1.80%18개월24 months: 1.80% at Sing Investments & Finance1.80%24개월36 months: 1.00% at UOB1.00%36개월

Best rate open to any customer for S$20,000 at each term, from today's verified offers. Hover a point for the bank.

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이중 옵트인: 먼저 이메일로 확인하세요. 최적 금리와 금액이 상승하면 한 번의 이메일을 받습니다. 원클릭으로 구독 해지 가능합니다.

공식 벤치마크

6-month T-bill cut-off yield (BS26120W) 2026-10-081.90%
1-year T-bill cut-off yield (BY26103X) 2026-10-151.92%
Singapore Savings Bond GX26110X, first-year return apply by 2026-10-271.67%
Singapore Savings Bond GX26110X, 10-year average return apply by 2026-10-272.45%

출처: mas.gov.sg. 참고용으로 표시된 것이며, 권고는 아닙니다.

예금 보호: SDIC Deposit Insurance Scheme

한도S$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. 출처, 확인 2026-10-18.

Where does your money earn most in 싱가포르?

Best 12-month fixed deposit (CIMB)2.10%
Best savings account (MariBank)3.08%
6-month T-bill cut-off yield (BS26120W)1.90%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in 싱가포르

What is the best 12-month fixed deposit rate in 싱가포르 today?

2.10% p.a. at CIMB (minimum deposit: S$10,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in 싱가포르 today?

2.00% p.a. at Citibank (minimum deposit: S$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in 싱가포르 protected?

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How many banks do you compare in 싱가포르?

We list 17 providers. Rates for 14 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the 6-month T-bill cut-off yield (BS26120W)?

The 6-month T-bill cut-off yield (BS26120W) is 1.90% (2026-10-08). The best 12-month fixed deposit rate open to any customer today is 2.10%.

Deposit rates in nearby countries

🇮🇳 인도🇨🇳 중국🇮🇩 인도네시아🇵🇰 파키스탄🇧🇩 방글라데시🇯🇵 일본🇵🇭 필리핀🇻🇳 베트남

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