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দেশসমূহ / 🇸🇬 Singapore
Best fixed deposit rates in Singapore
SGD fixed deposit rates from 14 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 03:42 UTC · all 17 providers · savings account
Best 3-month rate
1.65% p.a.
Bank of China
Promo · min S$20,000
Best 6-month rate
2.00% p.a.
Citibank
Promo · min S$5,000 · fresh funds
Best 12-month rate
2.10% p.a.
CIMB
Promo · min S$10,000
Best rate for a S$20,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
তুলনা করুন fixed deposit হারগুলো
13টি ব্যাংক S$20,000 এর জন্য ১২-মাসের হার
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| CIMBSGD Fixed Deposit online promotion | 2.10%≈ S$420 in 12 months | 12 months | S$10,000 + | Promo | Go to bank |
| RHBSGD Fixed Deposit promotion | 2.10%≈ S$420 in 12 months | 12 months | S$20,000 + | Promo | Go to bank |
| MaybankDeposits Bundle promotion | 2.05%কার্যকর; বিজ্ঞাপিত 2.25%≈ S$410 in 12 months | 12 months | S$20,000 + | Promo | Go to bank |
| Bank of ChinaMobile Banking time deposit promotion | 1.95%≈ S$390 in 12 months | 12 months | S$20,000 + | Promo | Go to bank |
| ICBCSGD E-banking Fixed Deposit promotion | 1.80%≈ S$360 in 12 months | 12 months | S$20,000 – S$199,999 | Promo | Go to bank |
| Sing Investments & FinanceDaily special rate (online) | 1.80%≈ S$360 in 12 months | 12 months | S$10,000 + | PromoFresh funds | Go to bank |
| Hong Leong FinanceOnline Fixed Deposit Special | 1.70%≈ S$340 in 12 months | 12 months | S$20,000 + | Promo | Go to bank |
| UOBSGD Time/Fixed Deposit promotion | 1.70%≈ S$340 in 12 months | 12 months | S$10,000 + | PromoFresh funds | Go to bank |
| OCBCSGD Time Deposit promotion | 1.65%≈ S$330 in 12 months | 12 months | S$20,000 – S$999,999 | PromoFresh funds | Go to bank |
| CitibankSGD Time Deposit (board rate) | 0.70%≈ S$140 in 12 months | 12 months | S$10,000 – S$50,000 | Board rate | Go to bank |
| HSBCSGD Time Deposit (board rate) | 0.15%≈ S$30 in 12 months | 12 months | S$5,000 – S$49,999 | Board rate | Go to bank |
| DBSSGD Fixed Deposit (board rate) | 0.05%≈ S$10 in 12 months | 12 months | S$20,000 – S$49,999 | Board rate | Go to bank |
| POSBSGD Fixed Deposit (board rate) | 0.05%≈ S$10 in 12 months | 12 months | S$20,000 – S$49,999 | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for S$20,000 at each term, from today's verified offers. Hover a point for the bank.
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Official benchmarks
Source: mas.gov.sg. Shown as a reference point, not a recommendation.
Deposit protection: SDIC Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, checked 2026-10-18.
Questions about deposits in Singapore
What is the best 12-month fixed deposit rate in Singapore today?
2.10% p.a. at CIMB (minimum deposit: S$10,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month fixed deposit rate in Singapore today?
2.00% p.a. at Citibank (minimum deposit: S$5,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.
Are fixed deposits in Singapore protected?
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
How many banks do you compare in Singapore?
We list 17 providers. Rates for 14 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do fixed deposit rates compare with the 6-month T-bill cut-off yield (BS26120W)?
The 6-month T-bill cut-off yield (BS26120W) is 1.90% (2026-10-08). The best 12-month fixed deposit rate open to any customer today is 2.10%.
Deposit rates in nearby countries
🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam
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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.