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国家 / 🇬🇧 United Kingdom / 12 个月

United Kingdom 的最佳 12 个月 fixed-rate bond 利率

针对 £10,000 存款的每家提供商最佳 12 个月利率，面向所有客户，数据来源于各银行官网。最近一次核查时间：18 Oct 2026, 03:42 UTC。

6 个月 所有期限和金额

银行年利率期限存款详情链接
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)4.99%≈ £499 (12 个月)12 个月£500 +基准利率
Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury
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Atom bankFixed Saver4.90%≈ £490 (12 个月)12 个月£50 – £100,000基准利率
£50 to £100,000 during the deposit window; App only; AER shown (annual interest option)
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Aldermore BankFixed Rate Savings Account4.88%≈ £488 (12 个月)12 个月£1,000 +基准利率
Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity
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Shawbrook BankFixed Rate Bond4.78%≈ £478 (12 个月)12 个月未说明基准利率
Money locked in for the term of the bond
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Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver4.75%≈ £475 (12 个月)12 个月最高 £250,000基准利率
Up to £250,000, deposited within 14 days of opening
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HSBC UKFixed Rate Savings Account4.50%≈ £450 (12 个月)12 个月£2,000 +基准利率
Minimum deposit £2,000
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Nationwide Building SocietyFixed Rate Online Bond4.50%≈ £450 (12 个月)12 个月未说明基准利率
通过 Online; UK residents aged 16 or over; No withdrawals until the term ends
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Santander UKFixed Term Saver4.45%≈ £445 (12 个月)12 个月£500 +基准利率
UK resident aged 16 or over; Open with £500 or more
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Barclays1-Year Fixed-Rate Bond4.25%≈ £425 (12 个月)12 个月£500 +基准利率
£500 or more; No withdrawals
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NatWestFixed Term Savings4.11%≈ £411 (12 个月)12 个月£1 – £99,999基准利率
Age 16+, UK resident; Account closure required to access funds early
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Lloyds BankUpfront Interest 1 Year Online Fixed Bond4.00%≈ £400 (12 个月)12 个月£500 +基准利率
通过 Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account
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不同金额、优先级层级或新资金过滤？ 打开完整比较.

存款保障：FSCS (Financial Services Compensation Scheme)

限额£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). 来源, 已检查 2026-10-18.

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。