Halaman ini diterjemahkan secara mesin dari bahasa Inggris. Suku bunga, bank, dan angka-angka sama dengan halaman bahasa Inggris.

Negara / 🇬🇧 United Kingdom / 12-bulan

Suku bunga fixed-rate bond 12-bulan terbaik di United Kingdom

Best 12-month rate per provider for a £10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

6-bulan Semua jangka waktu dan jumlah

Bank	Suku bunga p.a.	Jangka waktu	Setoran	Detail	Tautan
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)	4.99%≈ £499 in 12 months	12 bulan	£500 +	Suku bunga papan Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury	Ke bank
Atom bankFixed Saver	4.90%≈ £490 in 12 months	12 bulan	£50 – £100,000	Suku bunga papan £50 to £100,000 during the deposit window; App only; AER shown (annual interest option)	Ke bank
Aldermore BankFixed Rate Savings Account	4.88%≈ £488 in 12 months	12 bulan	£1,000 +	Suku bunga papan Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity	Ke bank
Shawbrook BankFixed Rate Bond	4.78%≈ £478 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Money locked in for the term of the bond	Ke bank
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver	4.75%≈ £475 in 12 months	12 bulan	hingga £250,000	Suku bunga papan Up to £250,000, deposited within 14 days of opening	Ke bank
HSBC UKFixed Rate Savings Account	4.50%≈ £450 in 12 months	12 bulan	£2,000 +	Suku bunga papan Minimum deposit £2,000	Ke bank
Nationwide Building SocietyFixed Rate Online Bond	4.50%≈ £450 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Melalui Online; UK residents aged 16 or over; No withdrawals until the term ends	Ke bank
Santander UKFixed Term Saver	4.45%≈ £445 in 12 months	12 bulan	£500 +	Suku bunga papan UK resident aged 16 or over; Open with £500 or more	Ke bank
Barclays1-Year Fixed-Rate Bond	4.25%≈ £425 in 12 months	12 bulan	£500 +	Suku bunga papan £500 or more; No withdrawals	Ke bank
NatWestFixed Term Savings	4.11%≈ £411 in 12 months	12 bulan	£1 – £99,999	Suku bunga papan Age 16+, UK resident; Account closure required to access funds early	Ke bank
Lloyds BankUpfront Interest 1 Year Online Fixed Bond	4.00%≈ £400 in 12 months	12 bulan	£500 +	Suku bunga papan Melalui Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account	Ke bank

Jumlah berbeda, tingkat prioritas, atau filter dana baru? Buka perbandingan lengkap.

Perlindungan deposit: FSCS (Financial Services Compensation Scheme)

Batas£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Sumber, diperiksa 2026-10-18.

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.