此页面由英文机器翻译。利率、银行和数据与英文页面相同。

国家 / 🇬🇧 United Kingdom

在 United Kingdom 的最佳 fixed-rate bond 利率

来自 11 家供应商的 GBP fixed-rate bond 利率，每日直接从各银行网站读取，另有 4 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 15 家供应商 · easy access savings account

最佳 3 个月利率

今日暂无已验证的报价

最佳 6 个月利率

4.55% 年利率

Atom bank

基准利率 · 最低 £50

最佳 12 个月利率

4.99% 年利率

NS&I (National Savings and Investments)

基准利率 · 最低 £500

针对 £10,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 fixed-rate bond 利率

期限
利率类型
选项

11 家银行提供 £10,000 的12个月利率

银行年利率期限存款详情链接
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)4.99%≈ £499 (12 个月)12 个月£500 +基准利率
Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury
前往银行
Atom bankFixed Saver4.90%≈ £490 (12 个月)12 个月£50 – £100,000基准利率
£50 to £100,000 during the deposit window; App only; AER shown (annual interest option)
前往银行
Aldermore BankFixed Rate Savings Account4.88%≈ £488 (12 个月)12 个月£1,000 +基准利率
Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity
前往银行
Shawbrook BankFixed Rate Bond4.78%≈ £478 (12 个月)12 个月未说明基准利率
Money locked in for the term of the bond
前往银行
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver4.75%≈ £475 (12 个月)12 个月最高 £250,000基准利率
Up to £250,000, deposited within 14 days of opening
前往银行
HSBC UKFixed Rate Savings Account4.50%≈ £450 (12 个月)12 个月£2,000 +基准利率
Minimum deposit £2,000
前往银行
Nationwide Building SocietyFixed Rate Online Bond4.50%≈ £450 (12 个月)12 个月未说明基准利率
通过 Online; UK residents aged 16 or over; No withdrawals until the term ends
前往银行
Santander UKFixed Term Saver4.45%≈ £445 (12 个月)12 个月£500 +基准利率
UK resident aged 16 or over; Open with £500 or more
前往银行
Barclays1-Year Fixed-Rate Bond4.25%≈ £425 (12 个月)12 个月£500 +基准利率
£500 or more; No withdrawals
前往银行
NatWestFixed Term Savings4.11%≈ £411 (12 个月)12 个月£1 – £99,999基准利率
Age 16+, UK resident; Account closure required to access funds early
前往银行
Lloyds BankUpfront Interest 1 Year Online Fixed Bond4.00%≈ £400 (12 个月)12 个月£500 +基准利率
通过 Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

6 months: 4.55% at Atom bank4.55%6 个月9 months: 4.57% at Aldermore Bank4.57%9 个月12 months: 4.99% at NS&I (National Savings and Investments)4.99%12 个月18 months: 4.93% at Aldermore Bank4.93%18 个月24 months: 5.10% at Atom bank5.10%24 个月36 months: 5.16% at Aldermore Bank5.16%36 个月

Best rate open to any customer for £10,000 at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

官方基准

Bank of England Bank Rate 15 Oct 20263.75%
NS&I Direct Saver rate (HM Treasury-backed; British Savings Bonds 1-5 year fixed on the same page) 3.75%

来源：bankofengland.co.uk, nsandi.com。仅作参考，不构成推荐。

存款保障：FSCS (Financial Services Compensation Scheme)

限额£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). 来源, 已检查 2026-10-18.

Where does your money earn most in United Kingdom?

Best 12-month fixed-rate bond (NS&I (National Savings and Investments))4.99%
Best savings account (Chase UK)4.50%
Bank of England Bank Rate3.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

更多 fixed-rate bond 提供商在 United Kingdom

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in United Kingdom

What is the best 12-month fixed-rate bond rate in United Kingdom today?

4.99% p.a. at NS&I (National Savings and Investments) (minimum deposit: £500), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed-rate bond rate in United Kingdom today?

4.55% p.a. at Atom bank (minimum deposit: £50), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed-rate bonds in United Kingdom protected?

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000).

How many banks do you compare in United Kingdom?

We list 15 providers. Rates for 11 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed-rate bond rates compare with the Bank of England Bank Rate?

The Bank of England Bank Rate is 3.75% (15 Oct 2026). The best 12-month fixed-rate bond rate open to any customer today is 4.99%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。