此页面由英文机器翻译。利率、银行和数据与英文页面相同。
国家 / 🇦🇺 Australia
在 Australia 的最佳 term deposit 利率
来自 10 家供应商的 AUD term deposit 利率，每日直接从各银行网站读取，另有 1 家供应商待检查。按利率排序；无付费排名。
上次检查 18 Oct 2026, 05:37 UTC · 全部 11 家供应商 · high-interest savings account
最佳 3 个月利率
5.05% 年利率
ING Australia
基准利率 · 最低 A$10,000
最佳 6 个月利率
5.20% 年利率
Bank of Queensland (BOQ)
基准利率 · 最低 A$5,000
最佳 12 个月利率
5.55% 年利率
Judo Bank
基准利率
针对 A$10,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。
比较 term deposit 利率
9 家银行提供 A$10,000 的12个月利率
| 银行 | 年利率 | 期限 | 存款 | 详情 | 链接 |
|---|---|---|---|---|---|
| Judo BankPersonal Term Deposit | 5.55%≈ A$555 (12 个月) | 12 个月 | 未说明 | 基准利率 | 前往银行 |
| AMP BankAMP Bank GO Term Deposit | 5.40%≈ A$540 (12 个月) | 12 个月 | A$5,000 – A$9,999,999 | 基准利率 | 前往银行 |
| ANZANZ Advance Notice Term Deposit (annual interest) | 5.30%≈ A$530 (12 个月) | 12 个月 | A$5,000 – A$1,999,999 | 基准利率 | 前往银行 |
| Bank of Queensland (BOQ)Term Deposit | 5.30%≈ A$530 (12 个月) | 12 个月 | A$5,000 + | 基准利率 | 前往银行 |
| Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer | 5.30%≈ A$530 (12 个月) | 12 个月 | A$5,000 – A$5,000,000 | 促销 | 前往银行 |
| ING AustraliaPersonal Term Deposit | 5.30%≈ A$530 (12 个月) | 12 个月 | A$10,000 + | 基准利率 | 前往银行 |
| National Australia Bank (NAB)NAB Term Deposit | 5.30%≈ A$530 (12 个月) | 12 个月 | A$5,000 – A$1,999,999 | 基准利率 | 前往银行 |
| Rabobank AustraliaTerm Deposit | 5.25%≈ A$525 (12 个月) | 12 个月 | A$1,000 – A$100,000 | 基准利率 | 前往银行 |
| WestpacTerm Deposit (interest annually / at maturity) | 4.75%≈ A$475 (12 个月) | 12 个月 | A$5,000 – A$2,000,000 | 基准利率 | 前往银行 |
"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.
利率上升时发送邮件给我
双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。
存款保障：Financial Claims Scheme (FCS)
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. 来源, 已检查 2026-10-18.
Questions about deposits in Australia
What is the best 12-month term deposit rate in Australia today?
5.55% p.a. at Judo Bank (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month term deposit rate in Australia today?
5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are term deposits in Australia protected?
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA.
How many banks do you compare in Australia?
We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do term deposit rates compare with the RBA cash rate target?
The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.
Deposit rates in nearby countries
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我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。