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Negara / 🇦🇺 Australia

Suku bunga term deposit terbaik di Australia

Suku bunga AUD term deposit dari 10 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 1 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 03:42 UTC · semua 11 penyedia

Suku bunga 3-bulan terbaik

5.05% p.a.

ING Australia

Suku bunga papan · min A$10,000

Suku bunga 6-bulan terbaik

5.20% p.a.

Bank of Queensland (BOQ)

Suku bunga papan · min A$5,000

Suku bunga 12-bulan terbaik

5.55% p.a.

Judo Bank

Suku bunga papan

Suku bunga terbaik untuk deposito A$10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga term deposit

Jangka waktu
Jenis suku bunga
Opsi

8 bank dengan suku bunga 12 bulan untuk A$10,000

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
Judo BankPersonal Term Deposit5.55%≈ A$555 in 12 months12 bulanTidak disebutkanSuku bunga papan
Interest at maturity (terms up to 1 year) or annually (2-5 years)
Ke bank
AMP BankAMP Bank GO Term Deposit5.40%≈ A$540 in 12 months12 bulanA$5,000 – A$9,999,999Suku bunga papan
$5,000 to $10,000,000
Ke bank
ANZANZ Advance Notice Term Deposit (annual interest)5.30%≈ A$530 in 12 months12 bulanA$5,000 – A$1,999,999Suku bunga papan
$5,000 to $1,999,999; 31 days' notice required for early withdrawal
Ke bank
Bank of Queensland (BOQ)Term Deposit5.30%≈ A$530 in 12 months12 bulanA$5,000 +Suku bunga papan
Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal
Ke bank
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer5.30%≈ A$530 in 12 months12 bulanA$5,000 – A$5,000,000Promo
Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually
Ke bank
ING AustraliaPersonal Term Deposit5.30%≈ A$530 in 12 months12 bulanA$10,000 +Suku bunga papan
Minimum opening deposit $10,000
Ke bank
Rabobank AustraliaTerm Deposit5.25%≈ A$525 in 12 months12 bulanA$1,000 – A$100,000Suku bunga papan
From $1,000 to $2,000,000; Personal and joint accounts
Ke bank
WestpacTerm Deposit (interest annually / at maturity)4.75%≈ A$475 in 12 months12 bulanA$5,000 – A$2,000,000Suku bunga papan
$5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.10% at Judo Bank2.10%1-bulan2 months: 2.30% at Judo Bank2.30%2-bulan3 months: 5.05% at ING Australia5.05%3-bulan4 months: 5.00% at Bank of Queensland (BOQ)5.00%4-bulan6 months: 5.20% at Bank of Queensland (BOQ)5.20%6-bulan9 months: 5.15% at AMP Bank5.15%9-bulan12 months: 5.55% at Judo Bank5.55%12-bulan18 months: 3.55% at AMP Bank3.55%18-bulan24 months: 5.55% at Judo Bank5.55%24-bulan36 months: 5.55% at Judo Bank5.55%36-bulan

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Perlindungan deposit: Financial Claims Scheme (FCS)

BatasA$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Sumber, diperiksa 2026-10-18.

Lebih banyak penyedia term deposit di Australia

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in Australia

What is the best 12-month term deposit rate in Australia today?

5.55% p.a. at Judo Bank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in Australia today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in Australia protected?

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA.

How many banks do you compare in Australia?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

Deposit rates in nearby countries

🇳🇿 New Zealand

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

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