此页面由英文机器翻译。利率、银行和数据与英文页面相同。
国家 / 🇦🇺 Australia / Savings
Australia 最佳 high-interest savings account 利率
“最高”数值为银行自行宣传的最高利率；基准利率是未满足任何条件时的收益。每日从各银行官网读取。最近检查时间 18 Oct 2026, 05:37 UTC。
| 银行 | 最高年利率 | 基准利率 | 获取最高利率的条件 | 链接 |
|---|
| UbankUbank Save account | 最高 6.25% | – | Headline includes a 4-month intro Welcome Bonus Rate for eligible new customers who join from 9 October 2026; the ongoing Everyday Bonus Rate (5.35% p.a. from 06/10/2026) needs total savings to grow each month (by at least $1); balances over $1,000,000 earn no interest. | 前往银行 |
| Rabobank AustraliaHigh Interest Savings Account | 最高 6.15% | 4.15% | Higher figure is a 4-month introductory variable rate on balances up to $250,000; the standard variable rate applies afterwards. | 前往银行 |
| ING AustraliaSavings Maximiser | 最高 5.75% | 0.01% | Additional rate needs an Orange Everyday account and, each month, a $1,000+ external deposit, 5+ settled card purchases and growth in the Savings Maximiser balance; applies to one account up to $100,000. Closed to new applications from 1 December 2026. | 前往银行 |
| Macquarie BankMacquarie Savings Account | 最高 5.25% | – | Stepped ongoing variable rate: shown rate on the first $250,000, lower rates on $250,000-$2,000,000 and above $2,000,000. No minimum deposit, no monthly fees. | 前往银行 |
奖励利率通常仅适用于部分余额且仅在满足所有条件的月份生效。转账前请阅读银行条款。