Countries / 🇸🇪 Sweden

Best fasträntekonto rates in Sweden

SEK fasträntekonto rates from 3 providers, read directly from each bank's website every day, plus 4 more providers to check. Sorted by rate; no paid rankings.

Last checked 18 Oct 2026, 05:37 UTC · all 7 providers

Best rate for a 100,000 SEK deposit, open to any customer. Promotions can end early; confirm with the bank.

Compare fasträntekonto rates

Tenure
Rate type
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3 banks with a 12-month rate for 100,000 SEK

BankRate p.a.TenureDepositDetailsLink
Collector BankSparkonto med bindningstid2.65%≈ 2,650 SEK in 12 months12 monthsNot statedBoard rate
Fixed rate for the binding period; Covered by the Swedish deposit insurance
Go to bank
Svea BankFasträntekonto2.65%≈ 2,650 SEK in 12 months12 months10,000 SEK +Board rate
Minimum deposit SEK 10,000; One deposit per account; Requires a Svea Sparkonto first
Go to bank
Klarna BankFastkonto2.45%≈ 2,450 SEK in 12 months12 monthsNot statedBoard rate
Fixed rate for the chosen term; No minimum deposit; Managed in the Klarna app
Go to bank

"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

3 months: 2.80% at Svea Bank2.80%3-month6 months: 2.80% at Svea Bank2.80%6-month9 months: 2.01% at Klarna Bank2.01%9-month12 months: 2.65% at Collector Bank2.65%12-month18 months: 2.62% at Klarna Bank2.62%18-month24 months: 2.72% at Klarna Bank2.72%24-month36 months: 2.84% at Klarna Bank2.84%36-month

Best rate open to any customer for 100,000 SEK at each term, from today's verified offers. Hover a point for the bank.

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Official benchmarks

Riksbank policy rate 2026-10-161.75%

Source: riksbank.se. Shown as a reference point, not a recommendation.

Deposit protection: Insättningsgarantin (Swedish deposit insurance, Riksgälden)

Limit1,150,000 SEK

The state deposit insurance administered by the Swedish National Debt Office (Riksgälden) covers deposits per person per institution. Riksgälden raised the maximum from SEK 1,050,000 to SEK 1,150,000 with effect from 1 January 2026. Source, checked 2026-10-18.

Where does your money earn most in Sweden?

Best 12-month fasträntekonto (Collector Bank)2.65%
Riksbank policy rate1.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

More fasträntekonto providers in Sweden

We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.

Questions about deposits in Sweden

What is the best 12-month fasträntekonto rate in Sweden today?

2.65% p.a. at Collector Bank (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fasträntekonto rate in Sweden today?

2.80% p.a. at Svea Bank (minimum deposit: 10,000 SEK), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fasträntekontos in Sweden protected?

The state deposit insurance administered by the Swedish National Debt Office (Riksgälden) covers deposits per person per institution. Riksgälden raised the maximum from SEK 1,050,000 to SEK 1,150,000 with effect from 1 January 2026.

How many banks do you compare in Sweden?

We list 7 providers. Rates for 3 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fasträntekonto rates compare with the Riksbank policy rate?

The Riksbank policy rate is 1.75% (2026-10-16). The best 12-month fasträntekonto rate open to any customer today is 2.65%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands

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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.