Countries / 🇩🇪 Germany / Savings
Best Tagesgeld rates in Germany
The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.
| Bank | Max rate p.a. | Base rate | What the top rate needs | Link |
|---|
| DKBDKB Tagesgeld | up to 4.00% | 1.00% | The top rate is a 4-month promotional rate from 01.11.2026 on up to EUR 100,000 of new money moved from another bank by 20.10.2026; otherwise the variable rate applies from the first euro (not DKB-VISA-Tagesgeld). | Go to bank |
| comdirectTagesgeld PLUS | up to 3.00% | – | Promotional rate for 6 months on balances up to EUR 500,000 when opening a new Tagesgeld account; the standard rate afterwards is 0,75 % p.a. (not machine-read: decimal comma). | Go to bank |
| Trade RepublicInterest on cash | Check bank site | | Variable rate on uninvested cash, calculated daily and paid monthly; the page says interest comes from partner banks and money-market-fund dividends, and fund holdings carry price risk and are not deposits. | Go to bank |
Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.