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Best Tagesgeld rates in Germany

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

Banco	Max rate p.a.	Base rate	What the top rate needs	Link
DKBDKB Tagesgeld	up to 4.00%	1.00%	The top rate is a 4-month promotional rate from 01.11.2026 on up to EUR 100,000 of new money moved from another bank by 20.10.2026; otherwise the variable rate applies from the first euro (not DKB-VISA-Tagesgeld).	Ir ao banco
comdirectTagesgeld PLUS	up to 3.00%	–	Promotional rate for 6 months on balances up to EUR 500,000 when opening a new Tagesgeld account; the standard rate afterwards is 0,75 % p.a. (not machine-read: decimal comma).	Ir ao banco
Trade RepublicInterest on cash	Check bank site		Variable rate on uninvested cash, calculated daily and paid monthly; the page says interest comes from partner banks and money-market-fund dividends, and fund holdings carry price risk and are not deposits.	Ir ao banco

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.