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国 / 🇩🇪 Germany / Savings

Best Tagesgeld rates in Germany

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

銀行Max rate p.a.Base rateWhat the top rate needsリンク
DKBDKB Tagesgeldup to 4.00%1.00%The top rate is a 4-month promotional rate from 01.11.2026 on up to EUR 100,000 of new money moved from another bank by 20.10.2026; otherwise the variable rate applies from the first euro (not DKB-VISA-Tagesgeld).銀行へ移動
comdirectTagesgeld PLUSup to 3.00%–Promotional rate for 6 months on balances up to EUR 500,000 when opening a new Tagesgeld account; the standard rate afterwards is 0,75 % p.a. (not machine-read: decimal comma).銀行へ移動
Trade RepublicInterest on cashCheck bank siteVariable rate on uninvested cash, calculated daily and paid monthly; the page says interest comes from partner banks and money-market-fund dividends, and fund holdings carry price risk and are not deposits.銀行へ移動

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.