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Pays / 🇩🇪 Germany / Savings

Best Tagesgeld rates in Germany

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

BanqueMax rate p.a.Base rateWhat the top rate needsLien
DKBDKB Tagesgeldup to 4.00%1.00%The top rate is a 4-month promotional rate from 01.11.2026 on up to EUR 100,000 of new money moved from another bank by 20.10.2026; otherwise the variable rate applies from the first euro (not DKB-VISA-Tagesgeld).Aller à la banque
comdirectTagesgeld PLUSup to 3.00%–Promotional rate for 6 months on balances up to EUR 500,000 when opening a new Tagesgeld account; the standard rate afterwards is 0,75 % p.a. (not machine-read: decimal comma).Aller à la banque
Trade RepublicInterest on cashCheck bank siteVariable rate on uninvested cash, calculated daily and paid monthly; the page says interest comes from partner banks and money-market-fund dividends, and fund holdings carry price risk and are not deposits.Aller à la banque

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.