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Best 3-month GIC rates in Canada

Best 3-month rate per provider for a C$10,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.

6-month 12-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
EQ BankGIC (non-registered, short term)	2.55%≈ C$64 in 3 months	3 months	C$100 – C$100,000	Board rate $100 minimum and $100,000 maximum per GIC; Non-redeemable	Przejdź do banku
TangerineGuaranteed Investment	2.50%≈ C$63 in 3 months	3 months	Not stated	Board rate	Przejdź do banku

Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: CDIC

LimitC$100,000

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.