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Negara / 🇬🇧 United Kingdom

Suku bunga fixed-rate bond terbaik di United Kingdom

Suku bunga GBP fixed-rate bond dari 11 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 4 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 05:37 UTC · semua 15 penyedia · easy access savings account

Suku bunga 3-bulan terbaik

Tidak ada penawaran terverifikasi hari ini

Suku bunga 6-bulan terbaik

4.55% p.a.

Atom bank

Suku bunga papan · min £50

Suku bunga 12-bulan terbaik

4.99% p.a.

NS&I (National Savings and Investments)

Suku bunga papan · min £500

Suku bunga terbaik untuk deposito £10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga fixed-rate bond

11 bank dengan suku bunga 12 bulan untuk £10,000

Bank	Suku bunga p.a.	Jangka waktu	Setoran	Detail	Tautan
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)	4.99%≈ £499 in 12 months	12 bulan	£500 +	Suku bunga papan Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury	Ke bank
Atom bankFixed Saver	4.90%≈ £490 in 12 months	12 bulan	£50 – £100,000	Suku bunga papan £50 to £100,000 during the deposit window; App only; AER shown (annual interest option)	Ke bank
Aldermore BankFixed Rate Savings Account	4.88%≈ £488 in 12 months	12 bulan	£1,000 +	Suku bunga papan Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity	Ke bank
Shawbrook BankFixed Rate Bond	4.78%≈ £478 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Money locked in for the term of the bond	Ke bank
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver	4.75%≈ £475 in 12 months	12 bulan	hingga £250,000	Suku bunga papan Up to £250,000, deposited within 14 days of opening	Ke bank
HSBC UKFixed Rate Savings Account	4.50%≈ £450 in 12 months	12 bulan	£2,000 +	Suku bunga papan Minimum deposit £2,000	Ke bank
Nationwide Building SocietyFixed Rate Online Bond	4.50%≈ £450 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Melalui Online; UK residents aged 16 or over; No withdrawals until the term ends	Ke bank
Santander UKFixed Term Saver	4.45%≈ £445 in 12 months	12 bulan	£500 +	Suku bunga papan UK resident aged 16 or over; Open with £500 or more	Ke bank
Barclays1-Year Fixed-Rate Bond	4.25%≈ £425 in 12 months	12 bulan	£500 +	Suku bunga papan £500 or more; No withdrawals	Ke bank
NatWestFixed Term Savings	4.11%≈ £411 in 12 months	12 bulan	£1 – £99,999	Suku bunga papan Age 16+, UK resident; Account closure required to access funds early	Ke bank
Lloyds BankUpfront Interest 1 Year Online Fixed Bond	4.00%≈ £400 in 12 months	12 bulan	£500 +	Suku bunga papan Melalui Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account	Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for £10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

Bank of England Bank Rate 15 Oct 20263.75%

NS&I Direct Saver rate (HM Treasury-backed; British Savings Bonds 1-5 year fixed on the same page) 3.75%

Sumber: bankofengland.co.uk, nsandi.com. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: FSCS (Financial Services Compensation Scheme)

Batas£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Sumber, diperiksa 2026-10-18.

Where does your money earn most in United Kingdom?

Best 12-month fixed-rate bond (NS&I (National Savings and Investments))4.99%

Best savings account (Chase UK)4.50%

Bank of England Bank Rate3.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia fixed-rate bond di United Kingdom

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in United Kingdom

What is the best 12-month fixed-rate bond rate in United Kingdom today?

4.99% p.a. at NS&I (National Savings and Investments) (minimum deposit: £500), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed-rate bond rate in United Kingdom today?

4.55% p.a. at Atom bank (minimum deposit: £50), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed-rate bonds in United Kingdom protected?

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000).

How many banks do you compare in United Kingdom?

We list 15 providers. Rates for 11 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed-rate bond rates compare with the Bank of England Bank Rate?

The Bank of England Bank Rate is 3.75% (15 Oct 2026). The best 12-month fixed-rate bond rate open to any customer today is 4.99%.

Deposit rates in nearby countries

🇹🇷 Turkey 🇩🇪 Germany 🇫🇷 France 🇮🇹 Italy 🇪🇸 Spain 🇵🇱 Poland 🇳🇱 Netherlands 🇧🇪 Belgium

Add this rate table to your website

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Missing a bank? Suggest one

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