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Länder / 🇬🇧 United Kingdom

Beste fixed-rate bond-Zinsen in United Kingdom

GBP fixed-rate bond-Zinsen von 11 Anbietern, täglich direkt von den Websites der Banken gelesen, plus 4 weitere Anbieter zum Prüfen. Sortiert nach Zins; keine bezahlten Rankings.

Zuletzt geprüft 18 Oct 2026, 03:42 UTC · alle 15 Anbieter

Bester 3-Monats‑Zinssatz

Heute kein verifiziertes Angebot

Bester 6-Monats‑Zinssatz

4.55% p.a.

Atom bank

Board-Rate · mind. £50

Bester 12-Monats‑Zinssatz

4.99% p.a.

NS&I (National Savings and Investments)

Board-Rate · mind. £500

Bester Zinssatz für eine Einzahlung von £10,000, offen für alle Kunden. Aktionen können vorzeitig enden; prüfen Sie dies bei der Bank.

Vergleichen Sie fixed-rate bond-Zinsen

11 Banken mit einem 12‑Monats‑Zinssatz für £10,000

Bank	Zinssatz p.a.	Laufzeit	Einlage	Details	Link
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)	4.99%≈ £499 in 12 months	12 Monate	£500 +	Board-Rate Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury	Zur Bank
Atom bankFixed Saver	4.90%≈ £490 in 12 months	12 Monate	£50 – £100,000	Board-Rate £50 to £100,000 during the deposit window; App only; AER shown (annual interest option)	Zur Bank
Aldermore BankFixed Rate Savings Account	4.88%≈ £488 in 12 months	12 Monate	£1,000 +	Board-Rate Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity	Zur Bank
Shawbrook BankFixed Rate Bond	4.78%≈ £478 in 12 months	12 Monate	Nicht angegeben	Board-Rate Money locked in for the term of the bond	Zur Bank
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver	4.75%≈ £475 in 12 months	12 Monate	bis zu £250,000	Board-Rate Up to £250,000, deposited within 14 days of opening	Zur Bank
HSBC UKFixed Rate Savings Account	4.50%≈ £450 in 12 months	12 Monate	£2,000 +	Board-Rate Minimum deposit £2,000	Zur Bank
Nationwide Building SocietyFixed Rate Online Bond	4.50%≈ £450 in 12 months	12 Monate	Nicht angegeben	Board-Rate Über Online; UK residents aged 16 or over; No withdrawals until the term ends	Zur Bank
Santander UKFixed Term Saver	4.45%≈ £445 in 12 months	12 Monate	£500 +	Board-Rate UK resident aged 16 or over; Open with £500 or more	Zur Bank
Barclays1-Year Fixed-Rate Bond	4.25%≈ £425 in 12 months	12 Monate	£500 +	Board-Rate £500 or more; No withdrawals	Zur Bank
NatWestFixed Term Savings	4.11%≈ £411 in 12 months	12 Monate	£1 – £99,999	Board-Rate Age 16+, UK resident; Account closure required to access funds early	Zur Bank
Lloyds BankUpfront Interest 1 Year Online Fixed Bond	4.00%≈ £400 in 12 months	12 Monate	£500 +	Board-Rate Über Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account	Zur Bank

"Frische Mittel" bedeutet Geld, das von einer anderen Bank eingebracht wird. Board‑Zinssätze sind feste Zinssätze; Aktionen sind zeitlich befristet. Wie wir Zinssätze sammeln und prüfen.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for £10,000 at each term, from today's verified offers. Hover a point for the bank.

Erhalte eine E‑Mail, wenn die Zinsen steigen

Doppeltes Opt-in: Bestätige zuerst per E‑Mail. Eine E‑Mail, wenn der beste Zinssatz für deine Laufzeit und deinen Betrag steigt. Mit einem Klick abmelden.

Offizielle Benchmarks

Bank of England Bank Rate 15 Oct 20263.75%

NS&I product rates (HM Treasury-backed: Direct Saver variable, British Savings Bonds 1-5 year fixed) 3.75%

Quelle: bankofengland.co.uk, nsandi.com. Als Referenzpunkt angezeigt, nicht als Empfehlung.

Einlagensicherung: FSCS (Financial Services Compensation Scheme)

Limit£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Quelle, geprüft 2026-10-18.

Where does your money earn most in United Kingdom?

Best 12-month fixed-rate bond (NS&I (National Savings and Investments))4.99%

Bank of England Bank Rate3.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Mehr fixed-rate bond-Anbieter in United Kingdom

Wir listen diese Anbieter, lesen ihre Zinsen aber noch nicht automatisch aus, daher zeigen wir für sie nie einen konkreten Wert an. Prüfen Sie den Zinssatz auf der Seite der Bank. Know a bank we should read? Suggest it.

Questions about deposits in United Kingdom

What is the best 12-month fixed-rate bond rate in United Kingdom today?

4.99% p.a. at NS&I (National Savings and Investments) (minimum deposit: £500), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed-rate bond rate in United Kingdom today?

4.55% p.a. at Atom bank (minimum deposit: £50), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed-rate bonds in United Kingdom protected?

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000).

How many banks do you compare in United Kingdom?

We list 15 providers. Rates for 11 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed-rate bond rates compare with the Bank of England Bank Rate?

The Bank of England Bank Rate is 3.75% (15 Oct 2026). The best 12-month fixed-rate bond rate open to any customer today is 4.99%.

Deposit rates in nearby countries

🇹🇷 Turkey 🇩🇪 Germany 🇫🇷 France 🇮🇹 Italy 🇪🇸 Spain 🇵🇱 Poland 🇳🇱 Netherlands 🇧🇪 Belgium

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Missing a bank? Suggest one

Wir sind ein Vergleichsdienst, keine Bank: Wir nehmen keine Einlagen entgegen. Die Zinsen können sich ohne Vorankündigung ändern; prüfen Sie die Angaben bei Ihrer Bank, bevor Sie einzahlen. Keine Finanzberatung.