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Negara / 🇩🇪 Germany

Suku bunga Festgeld terbaik di Germany

Suku bunga EUR Festgeld dari 5 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 3 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 03:42 UTC · semua 8 penyedia

Suku bunga 3-bulan terbaik

Tidak ada penawaran terverifikasi hari ini

Suku bunga 6-bulan terbaik

1.60% p.a.

Consorsbank

Suku bunga papan

Suku bunga 12-bulan terbaik

3.00% p.a.

Deutsche Bank

Promo · min €2,500 · dana segar

Suku bunga terbaik untuk deposito €10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga Festgeld

Jangka waktu
Jenis suku bunga
Opsi

4 bank dengan suku bunga 12 bulan untuk €10,000

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
Deutsche BankFestzinsSparen3.00%≈ €300 in 12 months12 bulan€2,500 – €250,000PromoDana baru
New money only: not previously held at Deutsche Bank, Postbank or norisbank; Private assets only; EUR 2,500 to EUR 250,000
Ke bank
CommerzbankOnline-Festgeld (EUR)2.75%≈ €275 in 12 months12 bulan€1,000 – €5,000,000Suku bunga papan
Melalui Online; EUR 1,000 to EUR 5,000,000; Other terms only in linked PDF (headline: up to 3,10% depending on term)
Ke bank
ConsorsbankFestgeld2.50%≈ €250 in 12 months12 bulanTidak disebutkanSuku bunga papan
Minimum deposit not shown on the page
Ke bank
comdirectFestgeld1.70%≈ €170 in 12 months12 bulan€500 – €100,000Suku bunga papan
EUR 500 to EUR 100,000; Fixed rate for the whole term
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

6 months: 1.60% at Consorsbank1.60%6-bulan12 months: 3.00% at Deutsche Bank3.00%12-bulan24 months: 2.50% at Consorsbank2.50%24-bulan36 months: 2.50% at Consorsbank2.50%36-bulan

Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

ECB deposit facility rate 2026-10-182.50%

Sumber: ecb.europa.eu. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: Entschädigungseinrichtung deutscher Banken (EdB), statutory deposit guarantee for private banks

Batas€100,000

Deposits are protected by law up to EUR 100,000 per customer and per bank (in special cases up to EUR 500,000); the EdB compensates customers of private banks once BaFin has declared a compensation case. Savings banks and cooperative banks are covered by their own recognised institutional protection schemes instead, and many private banks additionally belong to the voluntary BdB Einlagensicherungsfonds. Sumber, diperiksa 2026-10-18.

Where does your money earn most in Germany?

Best 12-month Festgeld (Deutsche Bank)3.00%
ECB deposit facility rate2.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia Festgeld di Germany

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in Germany

What is the best 12-month Festgeld rate in Germany today?

3.00% p.a. at Deutsche Bank (minimum deposit: €2,500), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month Festgeld rate in Germany today?

1.60% p.a. at Consorsbank (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are Festgelds in Germany protected?

Deposits are protected by law up to EUR 100,000 per customer and per bank (in special cases up to EUR 500,000); the EdB compensates customers of private banks once BaFin has declared a compensation case. Savings banks and cooperative banks are covered by their own recognised institutional protection schemes instead, and many private banks additionally belong to the voluntary BdB Einlagensicherungsfonds.

How many banks do you compare in Germany?

We list 8 providers. Rates for 5 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do Festgeld rates compare with the ECB deposit facility rate?

The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month Festgeld rate open to any customer today is 3.00%.

Deposit rates in nearby countries

🇹🇷 Turkey🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium

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