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Pays / 🇬🇧 United Kingdom

Meilleurs taux fixed-rate bond en United Kingdom

Taux fixed-rate bond en GBP de 11 fournisseurs, lus directement sur le site de chaque banque chaque jour, plus 4 autres fournisseurs à vérifier. Triés par taux ; aucun classement payant.

Dernière vérification le 18 Oct 2026, 05:37 UTC · tous les 15 fournisseurs · easy access savings account

Meilleur taux pour un dépôt de £10,000, ouvert à tout client. Les promotions peuvent se terminer tôt ; confirmez avec la banque.

Comparer les taux fixed-rate bond

Durée
Type de taux
Options

11 banques avec un taux sur 12 mois pour £10,000

BanqueTaux p.a.DuréeDépôtDétailsLien
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)4.99%≈ £499 in 12 months12 mois£500 +Taux du conseil
Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury
Aller à la banque
Atom bankFixed Saver4.90%≈ £490 in 12 months12 mois£50 – £100,000Taux du conseil
£50 to £100,000 during the deposit window; App only; AER shown (annual interest option)
Aller à la banque
Aldermore BankFixed Rate Savings Account4.88%≈ £488 in 12 months12 mois£1,000 +Taux du conseil
Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity
Aller à la banque
Shawbrook BankFixed Rate Bond4.78%≈ £478 in 12 months12 moisNon indiquéTaux du conseil
Money locked in for the term of the bond
Aller à la banque
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver4.75%≈ £475 in 12 months12 moisjusqu'à £250,000Taux du conseil
Up to £250,000, deposited within 14 days of opening
Aller à la banque
HSBC UKFixed Rate Savings Account4.50%≈ £450 in 12 months12 mois£2,000 +Taux du conseil
Minimum deposit £2,000
Aller à la banque
Nationwide Building SocietyFixed Rate Online Bond4.50%≈ £450 in 12 months12 moisNon indiquéTaux du conseil
Via Online; UK residents aged 16 or over; No withdrawals until the term ends
Aller à la banque
Santander UKFixed Term Saver4.45%≈ £445 in 12 months12 mois£500 +Taux du conseil
UK resident aged 16 or over; Open with £500 or more
Aller à la banque
Barclays1-Year Fixed-Rate Bond4.25%≈ £425 in 12 months12 mois£500 +Taux du conseil
£500 or more; No withdrawals
Aller à la banque
NatWestFixed Term Savings4.11%≈ £411 in 12 months12 mois£1 – £99,999Taux du conseil
Age 16+, UK resident; Account closure required to access funds early
Aller à la banque
Lloyds BankUpfront Interest 1 Year Online Fixed Bond4.00%≈ £400 in 12 months12 mois£500 +Taux du conseil
Via Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account
Aller à la banque

"Fonds frais" désigne l'argent transféré depuis une autre banque. Les taux de référence sont des taux permanents ; les promotions sont limitées dans le temps. Comment nous collectons et vérifions les taux.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

6 months: 4.55% at Atom bank4.55%6 mois9 months: 4.57% at Aldermore Bank4.57%9 mois12 months: 4.99% at NS&I (National Savings and Investments)4.99%12 mois18 months: 4.93% at Aldermore Bank4.93%18 mois24 months: 5.10% at Atom bank5.10%24 mois36 months: 5.16% at Aldermore Bank5.16%36 mois

Best rate open to any customer for £10,000 at each term, from today's verified offers. Hover a point for the bank.

Recevez un e‑mail quand les taux augmentent

Double opt‑in : confirmez d’abord par e‑mail. Un e‑mail lorsque le meilleur taux pour votre durée et votre montant augmente. Désabonnez‑vous en un clic.

Références officielles

Bank of England Bank Rate 15 Oct 20263.75%
NS&I Direct Saver rate (HM Treasury-backed; British Savings Bonds 1-5 year fixed on the same page) 3.75%

Source : bankofengland.co.uk, nsandi.com. Présenté à titre indicatif, pas comme recommandation.

Protection des dépôts : FSCS (Financial Services Compensation Scheme)

Limite£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Source, vérifié le 2026-10-18.

Where does your money earn most in United Kingdom?

Best 12-month fixed-rate bond (NS&I (National Savings and Investments))4.99%
Best savings account (Chase UK)4.50%
Bank of England Bank Rate3.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Plus de fournisseurs fixed-rate bond en United Kingdom

Nous listons ces fournisseurs mais nous ne lisons pas encore automatiquement leurs taux, donc nous n'affichons jamais de chiffre pour eux. Vérifiez le taux sur la page du site de la banque. Know a bank we should read? Suggest it.

Questions about deposits in United Kingdom

What is the best 12-month fixed-rate bond rate in United Kingdom today?

4.99% p.a. at NS&I (National Savings and Investments) (minimum deposit: £500), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed-rate bond rate in United Kingdom today?

4.55% p.a. at Atom bank (minimum deposit: £50), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed-rate bonds in United Kingdom protected?

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000).

How many banks do you compare in United Kingdom?

We list 15 providers. Rates for 11 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed-rate bond rates compare with the Bank of England Bank Rate?

The Bank of England Bank Rate is 3.75% (15 Oct 2026). The best 12-month fixed-rate bond rate open to any customer today is 4.99%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium

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Nous sommes un service de comparaison, pas une banque : nous ne prenons pas de dépôts. Les taux changent sans préavis ; vérifiez auprès de la banque avant de déposer. Ce n'est pas un conseil financier.