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Pays / 🇬🇧 United Kingdom / Savings

Best easy access savings account rates in United Kingdom

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

Banque	Max rate p.a.	Base rate	What the top rate needs	Lien
Chase UKChase saver account	up to 4.50%	2.25%	Standard variable rate on the easy-access saver; the higher figure includes a 2.25% AER boost fixed for 12 months for new customers. Needs a Chase current account.	Aller à la banque
NS&I (National Savings and Investments)Direct Saver	up to 3.75%	–	Easy access, variable rate, from £1; HM Treasury backed.	Aller à la banque
Zopa BankSmart Saver (Access pot)	up to 2.95%	–	Variable AER on the instant-access Access pot of the Smart Saver (app only, from £1). Limited Access and Fixed Term pots pay more but restrict withdrawals.	Aller à la banque

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.