此页面由英文机器翻译。利率、银行和数据与英文页面相同。

国家 / 🇬🇧 United Kingdom

在 United Kingdom 的最佳 fixed-rate bond 利率

来自 11 家供应商的 GBP fixed-rate bond 利率，每日直接从各银行网站读取，另有 4 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 15 家供应商 · easy access savings account

最佳 3 个月利率

今日暂无已验证的报价

最佳 6 个月利率

4.55% 年利率

Atom bank

基准利率 · 最低 £50

最佳 12 个月利率

4.99% 年利率

NS&I (National Savings and Investments)

基准利率 · 最低 £500

针对 £10,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 fixed-rate bond 利率

期限
利率类型
选项

11 家银行提供 £10,000 的12个月利率

银行年利率期限存款详情链接
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)4.99%≈ £499 (12 个月)12 个月£500 +基准利率
Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury
前往银行
Atom bankFixed Saver4.90%≈ £490 (12 个月)12 个月£50 – £100,000基准利率
£50 to £100,000 during the deposit window; App only; AER shown (annual interest option)
前往银行
Aldermore BankFixed Rate Savings Account4.88%≈ £488 (12 个月)12 个月£1,000 +基准利率
Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity
前往银行
Shawbrook BankFixed Rate Bond4.78%≈ £478 (12 个月)12 个月未说明基准利率
Money locked in for the term of the bond
前往银行
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver4.75%≈ £475 (12 个月)12 个月最高 £250,000基准利率
Up to £250,000, deposited within 14 days of opening
前往银行
HSBC UKFixed Rate Savings Account4.50%≈ £450 (12 个月)12 个月£2,000 +基准利率
Minimum deposit £2,000
前往银行
Nationwide Building SocietyFixed Rate Online Bond4.50%≈ £450 (12 个月)12 个月未说明基准利率
通过 Online; UK residents aged 16 or over; No withdrawals until the term ends
前往银行
Santander UKFixed Term Saver4.45%≈ £445 (12 个月)12 个月£500 +基准利率
UK resident aged 16 or over; Open with £500 or more
前往银行
Barclays1-Year Fixed-Rate Bond4.25%≈ £425 (12 个月)12 个月£500 +基准利率
£500 or more; No withdrawals
前往银行
NatWestFixed Term Savings4.11%≈ £411 (12 个月)12 个月£1 – £99,999基准利率
Age 16+, UK resident; Account closure required to access funds early
前往银行
Lloyds BankUpfront Interest 1 Year Online Fixed Bond4.00%≈ £400 (12 个月)12 个月£500 +基准利率
通过 Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

此列表如何排序？

按利率排序，最高的排在前面，针对您选择的金额和期限。若银行公布了其综合有效利率，我们将使用该利率。每家银行只出现一次，展示其最匹配的报价，除非您勾选 "Show every rate"。银行不能付费改变排序。

规划您的存款

Best rate by term

6 months: 4.55% at Atom bank4.55%6 个月9 months: 4.57% at Aldermore Bank4.57%9 个月12 months: 4.99% at NS&I (National Savings and Investments)4.99%12 个月18 months: 4.93% at Aldermore Bank4.93%18 个月24 months: 5.10% at Atom bank5.10%24 个月36 months: 5.16% at Aldermore Bank5.16%36 个月

Best rate open to any customer for £10,000 at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

官方基准

Bank of England Bank Rate 15 Oct 20263.75%
NS&I Direct Saver rate (HM Treasury-backed; British Savings Bonds 1-5 year fixed on the same page) 3.75%

来源：bankofengland.co.uk, nsandi.com。仅作参考，不构成推荐。

存款保障：FSCS (Financial Services Compensation Scheme)

限额£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). 来源, 已检查 2026-10-18.

Where does your money earn most in United Kingdom?

Best 12-month fixed-rate bond (NS&I (National Savings and Investments))4.99%
Best savings account (Chase UK)4.50%
Bank of England Bank Rate3.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

更多 fixed-rate bond 提供商在 United Kingdom

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in United Kingdom

What is the best 12-month fixed-rate bond rate in United Kingdom today?

4.99% p.a. at NS&I (National Savings and Investments) (minimum deposit: £500), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed-rate bond rate in United Kingdom today?

4.55% p.a. at Atom bank (minimum deposit: £50), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed-rate bonds in United Kingdom protected?

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000).

How many banks do you compare in United Kingdom?

We list 15 providers. Rates for 11 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed-rate bond rates compare with the Bank of England Bank Rate?

The Bank of England Bank Rate is 3.75% (15 Oct 2026). The best 12-month fixed-rate bond rate open to any customer today is 4.99%.

Deposit rates in nearby countries

🇹🇷 Turkey🇩🇪 Germany🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands🇧🇪 Belgium

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

缺少银行？请推荐

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。