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国家 / 🇨🇦 Canada / 12 个月

Canada 的最佳 12 个月 GIC 利率

针对 C$10,000 存款的每家提供商最佳 12 个月利率，面向所有客户，数据来源于各银行官网。最近一次核查时间：18 Oct 2026, 03:42 UTC。

3 个月6 个月 所有期限和金额

银行年利率期限存款详情链接
Oaken FinancialLong-term GIC (non-registered, annual interest)3.75%≈ C$375 (12 个月)12 个月C$1,000 +基准利率
$1,000 minimum; Non-redeemable; Held at Home Bank or Home Trust Company (separate CDIC members)
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EQ BankGIC (non-registered, long term)3.70%≈ C$370 (12 个月)12 个月C$100 – C$100,000基准利率
$100 minimum and $100,000 maximum per GIC; Non-redeemable
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TangerineGuaranteed Investment3.60%≈ C$360 (12 个月)12 个月未说明基准利率
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BMO Bank of MontrealBMO GIC (annual / compounded annually)3.00%≈ C$300 (12 个月)12 个月C$1,000 +基准利率
$1,000+ investment; Annual or annual-compound interest
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CIBCCIBC Bonus Rate GIC (posted, non-registered)2.45%≈ C$245 (12 个月)12 个月C$5,000 – C$999,999基准利率
Posted rates; promotional rates shown separately on the page may be higher
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RBC Royal BankGuaranteed-Return GIC (non-registered)2.45%≈ C$245 (12 个月)12 个月未说明基准利率
Interest paid at maturity, semi-annually, annually or compounded annually; Non-redeemable
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ScotiabankLong-term Non-Redeemable GIC2.45%≈ C$245 (12 个月)12 个月C$500 +基准利率
Non-registered minimum $500 (annual/semi-annual); Compounded annually
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不同金额、优先级层级或新资金过滤？ 打开完整比较.

存款保障：CDIC

限额C$100,000

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. 来源, 已检查 2026-10-18.

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。