Countries / 🇪🇸 Spain / Banks / Openbank
Openbank depósito a plazo fijo rates
Openbank is the digital bank of the Santander group in Spain, offering a 6-month fixed-term deposit.
Verified against Openbank's website 18 Oct 2026, 03:42 UTC
Up to3.25%6 monthsVisit Openbank
TypeDigital bank
Deposit protectionYes (Fondo de Garantía de Depósitos de Entidades de Crédito (FGD))
Rates and terms are set by Openbank. Always confirm on the bank's page before you deposit.
Visit OpenbankPromotional rates
| Promotion | Tenure | Rate p.a. | Deposit | Conditions |
|---|---|---|---|---|
| Depósito a Plazo Fijo 6 meses (con nómina) | 6 months | 3.25% | Not stated | Rate is TAE; Requires salary, pension, unemployment benefit or monthly income of at least EUR 900 paid in for at least 4 months; Minimum deposit not shown on the page |
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 6 months | 2.75% |
Deposit protection: Fondo de Garantía de Depósitos de Entidades de Crédito (FGD)
Limit€100,000
The FGD guarantees up to EUR 100,000 per holder and per financial institution; in certain cases the total amount deposited can be guaranteed. Source, checked 2026-10-18.
Compare with other banks in Spain
- MyInvestorup to 3.00%
- CaixaBankup to 0.10%
- BBVAcheck rate on bank site
- Banco Santandercheck rate on bank site
- ING Españacheck rate on bank site
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.