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Negara / 🇭🇰 Hong Kong / Banks / Hang Seng Bank
Hang Seng Bank time deposit rates
Hong Kong bank publishing HKD savings and time deposit board rates by deposit band.
Verified against Hang Seng Bank's website 18 Oct 2026, 05:37 UTC
Up to0.15%60 monthsVisit Hang Seng Bank
Rates and terms are set by Hang Seng Bank. Always confirm on the bank's page before you deposit.
Visit Hang Seng BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | HK$10,000 – HK$99,999 | HK$10,000 – HK$499,999 | HK$10,000 – HK$999,999 | HK$10,000 + |
|---|---|---|---|---|
| 1 month | 0.10% | 0.10% | 0.10% | 0.10% |
| 2 months | 0.10% | 0.10% | 0.10% | 0.10% |
| 3 months | 0.125% | 0.125% | 0.125% | 0.125% |
| 6 months | 0.125% | 0.125% | 0.125% | 0.125% |
| 9 months | 0.15% | 0.15% | 0.15% | 0.15% |
| 12 months | 0.15% | 0.15% | 0.15% | 0.15% |
| 18 months | 0.15% | 0.15% | 0.15% | 0.15% |
| 24 months | 0.15% | 0.15% | 0.15% | 0.15% |
| 36 months | 0.15% | 0.15% | 0.15% | 0.15% |
| 48 months | 0.15% | 0.15% | 0.15% | 0.15% |
| 60 months | 0.15% | 0.15% | 0.15% | 0.15% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: Deposit Protection Scheme (DPS)
If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Source, checked 2026-10-18.
Compare with other banks in Hong Kong
- EleBank (formerly Airstar Bank)up to 3.45%
- Standard Chartered Hong Kongup to 3.30%
- Mox Bankup to 3.20%
- Bank of China (Hong Kong)up to 0.15%
- Citibank (Hong Kong)check rate on bank site
- HSBC Hong Kongcheck rate on bank site
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.